2019 Toyota Land Cruiser

Toyota Extended Warranty

Toyota offers three extended warranty plans (Platinum, Gold, and Powertrain) that cost between $1,000 and $1,500 for up to 10 years/120,000 miles of coverage.

Featured Extended Warranty Companies

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  • A Toyota extended warranty can be purchased from a Toyota dealer, or you can find similar protection from an independent warranty company.
  • A Toyota extended warranty can add up to 10 years of vehicle protection.
  • Customers report paying anywhere from $1,000 to $2,500 for a Toyota extended warranty.
  • The Toyota extended warranty provides up to 10 years/120,000 miles of coverage.

 Affiliate disclosure: Automoblog and its partners may be compensated when you purchase the products in this article.

A Toyota extended warranty can help you keep your auto repair expenses predictable and maintain peace of mind on the road, but is the coverage you receive with a Toyota extended warranty worth the cost?

In this article, we’ll explain the average Toyota extended warranty cost by looking at what customers have reported paying for their contracts. We’ll also explain what coverage is included with every new Toyota and other options for extended warranty coverage.

What Extended Warranty Does Toyota Offer?

When you buy a Toyota from a dealership, the dealer may pressure you into protecting your new vehicle with a corresponding Toyota extended warranty. Toyota extended warranties, also known as Toyota Vehicle Service Agreements (VSA’s), continue the coverage for Toyota vehicle repairs and parts replacements due to mechanical breakdown.

Note, however, that a warranty doesn’t cover damages caused by accidents, which should fall under insurance. An extended warranty functions much like a factory warranty but with a longer coverage period. Below are some high-level details about Toyota extended warranties:

  • Eligibility: You can also buy a Toyota extended warranty at any time before your factory warranty ends.
  • Benefits: All Toyota plans come with 24/7 roadside assistance, free towing to the nearest authorized dealer and coverage across the continental U.S. and Canada.
  • Financing: Toyota extended warranties are available with financing.
  • Terms: Toyota extended warranties cover vehicles for up to 10 years or 120,000 miles.

What Does Toyota Extended Warranty Cover?

Like many automakers, Toyota offers multiple tiers of vehicle service protection and term lengths can extend as long as 10 years/120,000 miles., giving you the chance to choose a plan that best suits your long-term budgetary and driving needs. All Toyota extended warranties are also transferable to subsequent owners and can be canceled for a prorated refund.

Toyota Extended Warranty Coverage

The table below highlights the covered components offered in each of the Toyota Vehicle Service Agreements (VSA) options:

Covered ComponentPlatinum Plan CoverageGold Plan CoveragePowertrain Plan Coverage
Engine check mark grey bg check mark grey bg check mark grey bg
Differentials check mark check mark check mark
Drive Wheel System check mark grey bg check mark grey bg check mark grey bg
Transmission System check mark check mark check mark
Axle Assembly check mark grey bg check mark grey bg Limited components
Air Conditioning and Heating check mark check mark Limited components
Hybrid Fuel System check mark grey bg check mark grey bg Limited components
Fuel Injection System check mark check mark  
Steering System check mark grey bg check mark grey bg  
Cooling System check mark Limited components 
Suspension System check mark grey bg Limited components 
Electrical System check mark Limited components 
Brake System check mark grey bg Limited components 
CV Boots check mark   
Navigation System check mark grey bg   
Audio System check mark   
Fluid and Gases check mark grey bg   

Toyota Extended Warranty Plans

There are three Toyota vehicle service contracts to choose from; here’s an overview of Toyota’s extended coverage options, also called vehicle service agreements:

Toyota Extended WarrantyCoverage TermsDescription
PlatniumRanges from 3 years/50,000 miles to 10 years/125,000 milesHighest level of coverage that includes the majority of vehicle components and is most similar to new vehicle coverage
GoldRanges from 3 years/50,000 miles to 10 years/125,000 milesCovers many vehicle components beyond the powertrain, including the air conditioning and brakes, but is not quite as extensive as the Platinum vehicle protection plan
PowertrainUp to 6 years/100,000 milesOffers powertrain protection for the engine, transmission, drive axle assembly, and related components

For those interested in further specifics about Toytoa’s extended warranty plans, the sections below provide more details:

Toyota Platinum Extended Warranty

The Platinum Protection plan is the highest extended warranty coverage Toyota currently offers through its vehicle service agreement program. The plan delivers comprehensive, bumper-to-bumper vehicle protection, covering all major mechanical and chassis systems and many other non-essential cabin components. The Platinum Protection plan covers nearly all of your vehicle’s parts, from brakes to air conditioning to the power seat computer.

While the Platinum protection plan has the same eligibility rules as the Gold Protection plan, its coverage period is longer. Platinum Protection VSAs can be added to a new Toyota for terms ranging from three years or 50,000 miles to 10 years or 125,000 miles. Additionally, used Toyotas can be covered for one year or 12,000 miles up to five years or 60,000 miles with the plan.

Finally, several added perks come with the Toyota Platinum Protection Plan. For example, drivers covered by this package don’t have to worry about submitting any claims, as Toyota will pay the dealer directly. Platinum Protection plan holders also have higher rental car reimbursements at $50 per day, and meals and lodging at $100 per day, if more than 150 miles from home (for a maximum of five days).

Toyota Gold Extended Warranty

Gold Protection is Toyota’s mid-level extended warranty plan, offering more robust coverage than the powertrain plan without the premium cost of Platinum Protection. Overall, the Gold plan offers extensive protection, as it covers over 100 more parts than Powertrain Protection. If a breakdown prevents you from using your car, you’re also entitled to rental car reimbursements up to $35 per day, and meals and lodging up to $50 per day, if you’re more than 150 miles from home (for a maximum of four days over the warranty).

Gold Protection also comes with more flexible terms. Although it has the same eligibility rules for new cars, the plan is also eligible for used cars within the current plus 9 model years old and up to 150,000 total miles. You can choose terms of three years or 50,000 miles up to eight years or 125,000 miles for a new Toyota. The terms are shorter for used Toyotas, ranging from one year or 12,000 miles up to five years or 60,000 miles.

Toyota Powertrain Extended Warranty

The Powertrain VSA is Toyota’s basic extended warranty plan. As such, it offers key component coverage for your vehicle’s drive systems, covering any repair costs or replacements of your engine, axle assembly, transmission, and other components essential in making the vehicle move. Though it is still an entry-level extended warranty held back by a hefty list of component coverage limits, unlike competing powertrain warranties, Toyota’s Powertrain Plan also includes coverage for a limited selection of shift control and driveshaft axle assemblies.

This powertrain warranty is available for new cars, meaning those less than 3 years old and with fewer than 36,000 miles. Used cars within the current plus 12 model years old and up to 150,000 total miles are also eligible. New Toyotas can be covered up to six years or 100,000 miles, and used Toyotas can be covered up to two years or 24,000 miles.

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Toyota Extended Warranty
Toyotas are known for reliability, but that doesn’t mean you’ll never face an expensive repair.

Toyota Extended Warranty Benefits

Additionally, all Toyota extended warranty plans come with perks to supplement the mechanical breakdown coverage. These include:

  • Roadside assistance and towing benefits
  • Trip interruption coverage if you break down far from your home
  • Rental car reimbursement while your vehicle is in the repair shop

Toyota Extended Warranty Cost

Toyota extended warranty costs range from $1,000 to $2,500 for the most robust coverage available. Based on customer reports online, drivers choosing the Platinum protection plan, the most comprehensive Toyota extended warranty, can expect to pay anywhere from $1,500 to $2,500 for eight years of coverage. Compared to industry averages, the low end of these figures is quite a good deal for an extended warranty, while the higher end is about average for a manufacturer-extended contract.

Toyota Extended Warranty Deductible

Upon purchasing a Toyota extended warranty plan from the dealership, you can choose between a $0 deductible or $100 disappearing deductible per visit. When you take your vehicle in for covered repairs following a claim, the deductible is the minimum dollar amount you’re required to pay before the service bill is submitted under warranty coverage. If you have selected a disappearing deductible and your Toyota is repaired at the dealership of origin, the cost of the deductible will be waived.

Toyota Extended Warranty Prices

Like most manufacturers with extended warranty plans, Toyota doesn’t publish its prices. To determine how much a Toyota extended warranty will cost you, you must contact your local Toyota dealer for a quote.

While the cost ranges above are a solid indicator of what you should expect to pay for Toyota extended warranty coverage, the actual price you are quoted from the dealer depends on several factors:

  • The coverage level you choose: The coverage you choose is a major factor that affects the price you will pay. Extended warranty plans come with a choice of coverage levels, all of which have varying price levels.Toyota’s Powertrain Protection, for example, is a basic plan that covers only major engine and auto components. Platinum Protection, on the other hand, offers comprehensive coverage and higher reimbursements. Of course, the more comprehensive warranty coverage and service you opt for, the more your extended warranty plan will cost. 
  • Additional warranty perks: In some vehicle service protection plans, selecting optional add-ons will increase your premium rate.
  • Vehicle model: There is a large variation in the size, cost and performance of Toyota models, from a $15,650 lightweight Yaris to a $58,500 fuel cell-powered Mirai. If your car requires special parts and services, you can expect higher Toyota extended warranty costs, as well.
  • Vehicle Age and Mileage: Once a car has passed its prime, it becomes more expensive to cover. For this reason, historically unreliable vehicle models or older vehicles typically have higher monthly premiums. As a result, the car’s age and mileage play a big part in determining your vehicles overall eligibility and which plans are available to you. For example, cars under 3 years old with fewer than 36,000 miles can be covered by all of Toyota’s extended warranty plans. On the other hand, any vehicle more than 12 model years old prior or 150,000 miles isn’t eligible for coverage.
  • Deductible amount: No matter which plan you choose, Toyota offers $0 or $100 deductible options. This is the dollar amount you elect to pay for any authorized claims related to a single repair or replacement. Choosing no deductible will usually mean higher monthly premiums or total contract cost, while a higher deductible can lower your premium payments or total contract cost.
  • Financing: Another factor that can affect the cost of your extended warranty is whether your warranty is bundled with your car financing. This type of agreement should be avoided if at all possible, as you end up paying extra due to the added interest on your extended warranty as well as on your car.
  • Existing (stacked warranty coverage): If your extended vehicle service plan is stacked with a factory warranty, premiums for the extended warranty will be significantly less expensive.
  • Choice of provider: The average Toyota extended warranty cost can differ from dealership to dealership. Moreover, extended warranty plans aren’t just available through the manufacturer – you can get them from third-party warranty companies as well. There is also a considerable difference in affordability between major dealerships and third-party warranty providers. By widening your warranty search, you have the choice of more affordable plans and payment options. Also, you won’t be limited to getting your car serviced only within Toyota’s network.
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Buy Toyota Extended Warranty

In most cases, you will need to purchase a Toyota manufacturer-backed warranty when you buy your vehicle or before the Toyota new car warranty expires (3 years/36,000 miles). Generally, the sooner you purchase an extended auto warranty, the cheaper it will be. However, because the manufacturer’s warranty already covers new Toyotas for 3 years/36,000 miles, so an extended warranty will not provide any value until after this coverage has expired.

Is Toyota Extended Warranty Worth It?

If you’d rather not leave too much to chance after your Toyota warranty expires, it may be appropriate to consider purchasing an extended car warranty.

An extended warranty protects you financially in the event of mechanical breakdown after your car’s factory warranty expires. It’s an investment in limiting financial risk and can save you money on costly parts, labor, and repairs. Without an extended warranty, you’re wholly responsible for the costs of maintaining and repairing your vehicle. Along with covering these costs, extended warranties provide roadside assistance, rental reimbursements and your choice of service center. Ultimately, having coverage provides peace of mind.

To determine whether or not a Toyota extended warranty is worth it, one must weigh the cost and benefits of the coverage provided against the cost of repairs if you didn’t purchase an extended warranty. To help you decide, we lay out the most important factors in the following sections.

What Toyota Warranty Coverage Do You Already Have?

When deciding whether the Toyota extended warranty cost is worth it, consider that every Toyota comes with a factory warranty. Therefore, before you buy an extended car warranty, you need to know if your Toyota is still under its original factory warranty, and if so, what coverage is left.

New Vehicle Coverage

Toyota’s factory warranty is added to your vehicle upon purchase at the dealer. The factory warranty coverage is included at no additional cost with any new Toyota and transfers to subsequent owners if coverage is still valid when a vehicle is sold. Though not technically a warranty, new Toyota vehicles also come with 2 free years of ToyotaCare, including roadside assistance and scheduled maintenance coverage. After ToyotaCare expires, drivers can purchase a ToyotaCare Plus, a pre-paid maintenance plan.

The terms of your factory warranty are very different from what you’ll see in extended warranty plans. Below are more details on each of the warranty policies that Toyota offers:

Toyota Factory WarrantyCoverage TermDescription
Basic Bumper-to-Bumper Coverage Warranty36 months (3 Years) or 36,000 milesCovers most vehicle components, minus a short list of exclusions
Powertrain Coverage Warranty60 months (5 Years) or 60,000 milesCovers powertrain components like the engine, transmission, and drivetrain
Corrosion Perforation Warranty60 months (5 Years) or unlimited milesRust coverage warranty that will replace sheet metal body parts if they corrode or rust through
Restraint Systems Warranty60 months (5 years) or 60,000 milesCovers restraint system parts like seat belts and latches
Emission Control Systems Warranty Up to 96 months (8 years) or 80,000 miles (Varies from state to state)Coverages vary under federal and California regulations
Hybrid Coverage *96 months (8 years) or 100,000 milesCoverage of hybrid-related components like batteries and electric engines.
ToyotaCare**24 months (2 years) or 25,000 milesNo cost maintenance plan that covers scheduled maintenance.
ToyotaCare Roadside Assistance24 months (2 years) and unlimited miles24-hour roadside assistance including jump-starts, fuel delivery, and towing

*Hybrid battery coverage for 2020 models lasts 10 years or 150,000 miles.

Used Vehicle Coverage

While new Toyota vehicles will most likely be covered, some used cars may also be covered. In addition to used vehicles that are still covered under the original factory warranty, Toyota Certified Pre-Owned (CPO) vehicles are also protected by manufacturer-backed coverage. Toyota CPO vehicles come with the following coverage:

  • CPO Limited comprehensive warranty (1 year/12,000 miles): This bumper-to-bumper plan comes with every Toyota CPO vehicle, including hybrid Toyota vehicles. Coverage begins from the date of the used vehicle purchase.
  • CPO Limited powertrain warranty (7 years/100,000 miles): This plan provides basic powertrain protection that includes coverage for all internally lubricated parts, which includes major engine and transmission components from the in-service date.

Toyota Warranty Check

If you are unsure of whether or not your Toyota is still under factory warranty, finding out the status is a simple, three-step process. First, make sure you have your vehicle identification (VIN) number handy. Second, get your mileage from your odometer. Once you have that information, then all you need to do to find out if your Toyota is covered is call your local Toyota dealer and ask what warranty information is available for your vehicle.

Toyota Extended Warranty
A Toyota extended warranty can provide protection after your factory warranty expires.

Toyota Reliability

One of the best ways to determine whether extended warranties are worth the cost is to take a look at a car’s reliability rankings, common issues, and associated repair costs. For years, Toyota has been one of the best-selling brands around the world. According to Motoring Research, the Japanese manufacturer had the highest number of car registrations (the only one to break eight million) in 2018. It also ranked in Fortune Global 500 as the 10th largest company in the world, according to revenue figures from December 2019.

There is good reason for the company’s popularity. Overall, Toyotas are known for their dependability. The company makes affordable, durable and reliable cars. RepairPal ranks the brand eighth out of 32 manufacturers for reliability. In 2019, Toyota vehicles accounted for half of the 38 most reliable new cars in a list compiled by U.S. News & World Report.

Toyota Maintenance Costs

In addition to being one of the most reliable auto brands on the market, Toyotas also have relatively inexpensive maintenance costs. According to data from RepairPal users, Toyotas’ average annual maintenance and repair cost is $441 per year. However, if one expensive repair would do serious damage to your budget, the Toyota extended warranty cost you pay could be worth it. We’ve listed five potentially expensive component exclusions to keep in mind:

Excluded Toyota ComponentEstimated Repair Cost
Master cylinder reservoir (brake engagement)$211 to $260
Mixture control valve (engine combustion)$115 to $500
Radial ball bearing (clutch release)$346 to $500
Exhaust gas recirculation valve (engine cooling)$147 to $548
Catalytic converter (emission control)$945 to $2,475

Still, even with Toyota’s well-founded reputation for reliability, it’s important to remember all cars aren’t immune to mechanical issues. Some particular models, even ones known for their reliability, have higher maintenance costs than others. Here are three of the most common problems affecting three of the most reliable Toyota models and their repair costs:

  • Toyota Corolla: An engine starter repair costs between $401 and $477
  • Toyota Tacoma: Fixing a lower ball joint costs between $223 and $519
  • Toyota Highlander: Repairing a faulty oxygen sensor costs between $817 and $1,799

Benefits of A Toyota Extended Warranty

An extended warranty can protect your wallet from potentially expensive repairs down the road, but if the coverage price is too high, you are better off saving for the cost of repairs yourself. Since the (at least) $1,000 you will likely spend on a Toyota Extended warranty exceeds the average costs of covered repairs, you may be better off saving for the repairs if you can afford them.

For those who can’t afford it and own a Toyota vehicle that is no longer under coverage, it is important to consider the upsides of purchasing an extended warranty, which includes:

  • Peace of Mind: Rest easy knowing any unexpected issues will be covered.
  • Transferable: Most extended warranties are transferable between private parties and could be attractive to a potential buyer.
  • Customizable: Many third-party extended warranties are customizable based on your needs and desired level of coverage. This includes added benefits like access to roadside assistance, towing, and fuel delivery reimbursement for rental cars or trip interruptions.
  • Factory-trained technicians: Covered drivers have access to certified mechanics and Toyota’s nationwide network of factory-trained technicians and dealerships
  • Extended Coverage: These protection plans provide coverage beyond the factory warranty tenure for those who want to keep their cars for a long time.
  • Avoid Unexpected, Costly Repairs: A monthly payment typically costs less than one-time, expensive repair bills on the vehicle in the long run.
  • Options: There’s opportunity to shop around for the best terms and price, as extended warranties are offered by third-party companies in addition to the manufacturer.

A Toyota extended warranty can protect you after the initial plan expires if you plan to keep your car for the long haul. Moreover, the benefits above are multiplied for those planning to keep their Toyotas long. A Catch-22 is surrounding Toyota’s renowned reliability is that Toyota drivers tend to keep their vehicles longer.

In fact, the average ownership of a Toyota is about 10 years – long after the standard three-to-five-year factory warranty. Studies show that 10 of the 15 cars that people keep the longest are Toyota models. Since longer ownership leads to increased maintenance and repair costs over time, the benefits of extended coverage increase at a steep rate after the factory warranty expires.

If you don’t plan to own your Toyota longer than the factory warranty coverage, you likely don’t need an extended warranty. That said, a Toyota extended warranty can still benefit drivers who don’t plan to keep their vehicle for a relatively long time. Whether you drive a car for a long time or like to sell it after a few years, this type of service contract helps mitigate costs from unexpected repairs that occur after the standard coverage period. Also, extended warranty plans are easily transferable to the new owner even if you don’t keep your car.

While you may not need a major car repair every year, with certain Toyota models prone to defects and reliability issues, an extended warranty can offer additional needed security. Though an extended warranty, like health insurance, is something you may never use, precaution is generally better than a cure.

Though some people don’t need additional coverage, an extended warranty is often a small price for long-term financial security and peace of mind. While a major part failure is not to be expected as long as you keep your vehicle well-maintained (a condition for most extended warranty contracts), such a catastrophe is not impossible. In cases of hard-hitting repair bills, an extended warranty keeps costs at bay and provides additional benefits that lessen the interruption caused by having a car in the shop.

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Toyota Aftermarket Warranty

Toyota dealerships are not the only places you can purchase extended warranties. Many third-party companies offer warranty plans that are cheaper and customizable to your needs. You’ll often get a better deal on an extended warranty by approaching a third-party provider. For these reasons, comparing prices from independent coverage providers is smart when you get a quote from a manufacturer.

With so many auto warranty options available, deciding which extended warranty is the best fit can take some time. Some Toyota owners favor the Toyota extended warranty for its brand certification and the access it gives you to factory-trained technicians. Other Toyota owners prefer the variety and coverage options of third-party providers.

What we want to make clear is that you have plenty of options. Below are a few reasons you should consider an aftermarket Toyota extended warranty:

  1. Use the repair shop of your choice: Factory extended warranties may also include price markups and dictate that all repairs be performed only at the dealership, while third-party companies have more competitive pricing and allow you to use the certified repair shop of your choice. A third-party warranty provider will generally approve coverage for service work and repairs billed to any mechanic who’s certified by the National Institute for Automotive Service Excellence (ASE®).
  2. More customization: Third-party extended warranty plans are not geared toward a specific auto brand, encouraging a more transparent and flexible approach to coverage customization. Compared to factory coverage, an extended auto warranty is generally easier to customize and tweak for unique coverage and pricing needs.
  3. Longer coverage periods: While customization choices will ultimately depend on the warranty provider’s flexibility, it’s not unusual to build your extended warranty plan according to projected driving mileage and the length of time you plan on owning and operating your vehicle. Because of this, independent extended warranty providers typically offer longer coverage lengths than manufacturers.
  4. Lower prices: Third-party warranty providers are competing for attention from all types of vehicle owners, not just Toyota owners. This heightened level of customer competition typically translates to more affordable monthly premiums.
  5. More coverage levels: While Toyota offers three good plans, many other extended warranty providers offer more than that. For example, CARCHEX has five levels of coverage, all of which are customizable. Endurance also offers comprehensive coverage plans, with six tiers of plans to choose from.
  6. Purchase coverage at any time: You can only buy a Toyota VSA while the vehicle is under its factory warranty, or in the first three years or 36,000 miles of its life. Third-party extended car warranty companies allow you to buy coverage at almost any time, whether your car is new, used, or certified pre-owned. Even cars with well over 100,000 miles can be protected, which is likely for a reliable car like a Toyota.
  7. Buy a Toyolta extended warranty online: If you choose to purchase an extended warranty, you can buy it from your local Toyota dealership or an independent provider. Toyota extended warranties must be purchased through a dealer, while third-party alternatives can be purchased online.
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Best Toyota Extended Warranty

Based on our research, there are three great warranty options from third-party extended warranty providers. The three extended warranty providers we recommend are Endurance, CARCHEX and CarShield. To compare them head to head, you can read more about these companies below:

Best Provider: Endurance 

Endurance is one of the largest providers of third-party vehicle service contracts. The company received an A+ from credit rating agency AM Best, is certified by the Vehicle Protection Association, and ranked on the 2019 Inc. 5000, which lists the most successful companies in America. Endurance provides six vehicle protection plans: 

  • Select Premier: Designed for vehicles with high mileage, protecting important components such as the engine, transmission and drive axle
  • Secure: The most affordable coverage option, covering the most vital and most expensive components, including the engine, transmission, transfer case, drive axle, fuel and turbo/supercharger
  • Secure Plus: A higher level of coverage that covers steering, electrical and braking systems
  • Superior: The highest level of stated component coverage available, providing comprehensive protection for hundreds of car parts
  • Supreme: Exclusionary coverage for the maximum protection from any breakdowns (most similar to the original factory warranty) 
  • EnduranceAdvantage™: Covers mechanical breakdowns as well as maintenance, which is uncommon for an extended auto warranty

Each plan also comes with a year’s worth of Endurance Elite Benefits, which include 24/7 roadside assistance, key fob replacement, up to $1,000 toward a replacement vehicle, and more. For more on Endurance, check out our Endurance Warranty Review.

CARCHEX: Best for Used Cars

In business more than 20 years, CARCHEX is one of the leading third-party car warranty providers. The company boasts a perfect 10 score on ThoroughlyReviewed and gets an A+ from Better Business Bureau (BBB). CARCHEX even has the endorsement of industry leaders like CARFAX, Kelley Blue Book, and Edmunds.com.

CARCHEX offers vehicle service contracts that provide coverage for your car up to 250,000 miles, with some plans that are designed specifically with older vehicles in mind. There are five CARCHEX contracts, each offering a different level of component coverage:

  • Bronze: Coverage for the major systems of your vehicle, including the most common and expensive repairs
  • Silver: Popular for vehicles with high mileage, providing coverage for the major systems
  • Gold: Comprehensive coverage and flexible terms for vehicles with over 60,000 total miles
  • Platinum: Highest level of stated component coverage that protects hundreds of parts in a vehicle’s major systems
  • Titanium: Maximum bumper-to-bumper protection and the highest level of coverage, with only a short list of excluded parts

Each coverage plan gives you the freedom to choose your preferred maintenance repair shop and pays for the repair facility directly. The company also offers flexible and affordable monthly payments.

We’ve reached out to CARCHEX for several extended warranty quotes to help give you an idea of CARCHEX warranty costs. Of course, your own rates may vary depending on your vehicle and state. Each quote listed below came with a $100 deductible per repair.

Vehicle Vehicle Mileage CARCHEX Warranty Plan Term Length Monthly Payment Down Payment
2018 Toyota Camry 28,000 miles Titanium
(exclusionary coverage)
5 years/
100,000 miles
for 18 months
First month’s payment
2013 Honda Accord 90,000 miles Silver
(powertrain coverage)
5 years/
75,000 miles
for 24 months
First month’s payment

To learn more, read our full CARCHEX review.

CarShield: Most Affordable

CarShield describes itself as “a company and coverage your budget can count on.” The company has been featured on CNN, HGTV, ESPN, and TBS, and it has a strong rating on Trustpilot – 4.0 out of 5.0 stars based on over 18,000 reviews. There are six CarShield extended warranty plans, including a contract for motorcycles and ATVs:

  • Silver: Most affordable policy with coverage for most major parts of your vehicle, from engine to water pump 
  • Gold: Increased coverage for all major and minor vehicle parts, from engine and transmission to power windows
  • Platinum: Intended for vehicles with high mileage, providing comprehensive protection for all the vital car systems
  • Diamond: Similar to a manufacturer’s warranty
  • Aluminum: Protects against electrical and computer-related problems
  • Motorcycle and ATV: Applies to non-traditional vehicles, such as motorcycles and ATVs

When we reached out to CarShield for secret shopper quotes, we were offered some of the lowest monthly rates we’ve seen. See the table below to get an idea of CarShield contract costs, but keep in mind that your own rates may vary. The quotes we received came with a $100 deductible.

Vehicle Vehicle Mileage CarShield Warranty Plan Term Length Monthly Payment Down Payment
2018 Toyota Camry 28,000 miles Diamond
(exclusionary coverage)
5 years/
100,000 miles
$83.28 per month
for 18 months
First month’s payment
2013 Honda Accord 90,000 miles Gold
(powertrain coverage)
Unlimited $99.99 per month First month’s payment

Learn more in our comprehensive CarShield review, or see how much a CarShield warranty could cost for your Toyota by clicking below.

Toyota Extended Warranty Quotes

It’s always best to compare providers by getting free quotes specific to your vehicle. This way, you can see how they stack up with each other before you make an extended warranty purchase. Also, since Toyota extended warranty costs depend on several factors, the only way to know how much you will pay is to reach out for an individualized quote.

By doing a little shopping around and comparing coverage and costs between providers, you’ll end up with the best fit for your Toyota. Feel free to get a quote for a Toyota extended warranty from your local dealer, but also get quotes from the best extended car warranty companies.

Toyota Extended Warranties: Conclusion

To help you make a more informed decision and find the most comprehensive and cost-effective warranty plan for your car, we thoroughly researched both Toyota extended warranty options and third-party plans. In this article, we looked at the pros and cons, coverage options, and costs of Toyota’s extended warranties and compare them to what we think are the best extended car warranty companies.

Featured Extended Warranty Companies

We reviewed the best extended auto warranty providers, and here are our top picks.

Best Overall Warranty Provider

Our Rating: 4.6 out of 5.0

View Plans

On Our Partner’s Website

(866) 990-3410

Or Call Our Partner Directly

Affordable Monthly Payment

Our Rating: 4.5 out of 5.0

View Plans

On Our Partner’s Website

(877) 265-5123

Or Call Our Partner Directly

Best Warranty Provider for Used Cars

Our Rating: 4.4 out of 5.0

View Plans

On Our Partner’s Website

(866) 950-7122

Or Call Our Partner Directly

Toyota Extended Car Warranty: FAQ

Below are some common frequently asked questions about Toyota extended warranties:

Is it good to buy an extended car warranty?

Yes, in most cases, buying an extended warranty is an excellent way to provide your new or used vehicle with long-term protection. However, they’re not the best choice for every driver, so take your financial situation into account.

What’s covered by Toyota’s extended warranty?

It depends. Toyota has several extended service plans that range from 2 years/24,000 miles to 10 years/100,000 miles. Below are more specifics about the protection provided by each coverage level:

Toyota Platinum Protection covers an exhaustive list of powertrain and cabin systems. The second Toyota extended warranty option, Gold Protection, is a mid-level coverage option with a significant number of component coverage exclusions. Toyota’s entry-level extended warranty tier, Powertrain Protection, only guarantees coverage for essential powertrain components, such as the engine, transmission, and axle-assembly systems. 

Is Toyota’s extended warranty refundable?

Yes, Toyota’s extended vehicle service protection plans can be canceled for a full refund if you change your mind within 30 days of purchase. After the initial 30-day period, your extended Toyota warranty will be refunded under a prorated model, minus a $50 administrative processing fee.

The same is true for most third-party extended car warranty companies.

Can I buy a Toyota extended warranty later?

Yes. You can buy a Toyota extended warranty at any time in the first 3 years/36,000 miles you own the vehicle while the factory warranty is still in effect.

Are extended car warranties a good idea?

This also depends. Extended car warranties do add a cost to vehicle ownership, but they can help you keep your finances predictable and give you peace of mind on the road by knowing you won’t face major unexpected repair bills.

Our Methodology

Our expert review team takes satisfaction in providing accurate and unbiased information. We identified the following rating categories based on consumer survey data and conducted extensive research to formulate rankings of the best extended auto warranty providers.

  • Affordability: A variety of factors influence cost, so it can be difficult to compare quotes between providers. Our team performs ongoing secret shopper analyses for different vehicles, mileages, warranty plans, and locations to give this rating.
  • Coverage: Because each consumer has unique needs, it’s essential that a car warranty company offers an array of coverage options. We take into account the number of plans offered by each provider, term limits, exclusions, and additional benefits.
  • Industry Standing: Our team considers Better Business Bureau (BBB) ratings, availability, and years in business when giving this score.
  • Customer Service: Reputable extended car warranty companies operate with a certain degree of care for consumers. We take into account customer reviews, BBB complaints, and the responsiveness of the customer service team.