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ForeverCar earned an overall rating of 4.5 out of 5.0 stars in our most recent extended auto warranty study, placing it second overall.
ForeverCar offers four coverage plans to choose from, ranging from powertrain-only coverage to bumper-to-bumper protection.
In our secret shopper study, ForeverCar consistently gave some of the most affordable car warranty quotes of any provider.
In Our Opinion:
ForeverCar is a reputable option for car owners looking for an extended car warranty without a long-term commitment. Contract holders can build their coverage and term length as needed. The company has received strong customer satisfaction scores through the Better Business Bureau (BBB) and Trustpilot.
Online quotes available
Positive customer reviews
Short-term, renewable contracts
No option for long-term contracts
Monthly payments may increase after three years of contract renewal
ForeverCar offers warranty plans on a month-to-month basis as an alternative to traditional protection plan contracts. This model can make the company an attractive option for people who like the low-risk and convenient approach that other subcriptions like streaming services use.
In this ForeverCar review, our experts take an in-depth look at the company’s coverage options, costs, and reputation within the auto industry and among customers to see how it stacks up to the best extended car warranty companies in the industry. You’ll also find a few of our experts’ recommended protection plan providers to compare to ForeverCar.
Top Extended Warranty Companies
We reviewed the best extended auto warranty providers, and here are our top picks.
ForeverCar is an extended car warranty company based in Chicago, Illinois that works with different partners to provide four coverage options to drivers nationwide. Established in 2012, the company has gotten many positive industry ratings from the BBB and customer review sites like Trustpilot.
ForeverCar warranty coverage is available in every state except California and Washington. The company also partners with credit unions around the country to offer protection plans to auto loan customers.
What We Like About ForeverCar
What really makes ForeverCar really stand out from other car warranty companies is its month-to-month contracts. Rather than offer long-term commitments, ForeverCar coverage is purchased and renewed on a monthly basis, and coverage prices are locked in for three-year blocks of time. After three years, prices are adjusted based on your vehicle’s age and mileage.
ForeverCar Extended Warranty Coverage
ForeverCar offers four extended warranty plans to choose from. The company’s coverage is unique in that none of the plans have mileage limits. While this is sometimes found with lower-tier mechanical repair coverage options, it’s not common to find comprehensive coverage without mileage limits.
ForeverCar Extended Warranty Plans
The four coverage options you’ll find at ForeverCar range from basic powertrain-only coverage to exclusionary, bumper-to-bumper-style warranty protection. These include:
Platinum Plus Plan: Exclusionary coverage for most vehicle components as well as “wearable” items like windshield wipers, wiper blades, fuses, light bulbs, and brake pads
Platinum Plan: Bumper-to-bumper coverage for most vehicle components, with exceptions such as maintenance services and wear-and-tear parts
Gold Plan: Stated-component coverage for all systems protected under the Silver plan, with additional individual components covered for each system
Silver Plan: Powertrain warranty that covers your engine, transmission, steering, front suspension, brakes, electrical, air conditioning, front and rear-wheel drive, and seals and gaskets
Additional ForeverCar Warranty Benefits
All ForeverCar plans come with the following perks:
24-hour emergency roadside assistance: Up to $100 per occurrence and includes services such as towing, battery jump-starts, fluid delivery, flat-tire assistance, and lockout services.
Rental car reimbursement: Up to $35 per day for a maximum of 10 days
Travel expense reimbursement: Up to $200 per day for a maximum of five days
What Doesn’t ForeverCar Cover?
Each ForeverCar coverage plan has its own list of exclusions. You can refer to the company’s online sample contracts for full details, but in general, ForeverCar plans will not cover:
Routine maintenance services
Damage due to misuse or abuse
Damage due to accidents or collisions
Cosmetic features like the exterior trim or interior upholstery
Damage due to a lack of maintenance or improper fuel or fluid use
Additionally, wear-and-tear parts are not covered under any plan except Platinum Plus.
ForeverCar Sample Contracts
ForeverCar provides online sample contracts for each plan, which are helpful to review before signing on the dotted line. It’s important to fully understand your contract so that you know exactly what is and is not covered before making the investment.
ForverCar Cancellation Policy
If you’re not happy with your coverage, you can cancel a ForeverCar contract at any time without much hassle. The company offers a 30-day money-back guarantee. Drivers who cancel their contract within 30 days of purchase will receive a full refund, and prorated refunds will be given after that 30-day period.
ForeverCar Waiting Period
Additionally, like almost all car warranties, ForeverCar’s vehicle service contracts have a waiting period before coverage kicks in. However, ForeverCar is unique in that it offers both a standard 30-day/1,000-mile period or a 90-day/2,000-mile waiting period.
Although you won’t be able to use your component coverage during this time, you will be able to access your roadside assistance benefits.
ForeverCar Extended Warranty Cost
Based on our research, ForeverCar is one of the most affordable options in the industry. We reached out to the company for a quote for a 2017 Ford Escape with 30,000 miles on the odometer. We were offered Platinum Plus coverage for $55.50 per month with a $250 deductible. This comes out to $702 per year, which is cheaper than most of the top providers in our study.
ForeverCar Deductible Options
ForeverCar offers $0, $100, $250, and $500 deductible options. Here’s how each deductible would change the cost of ForeverCar coverage for the same Ford vehicle mentioned above:
$500 deductible: $52.50 per month
$100 deductible: $66 per month
$0 deductible: $84 per month
Other than the deductible you choose, factors that will affect the cost of your ForeverCar coverage include the type of car you drive, your vehicle’s age and mileage, and the plan you choose.
How To Get a Quote From ForeverCar
The easiest way to get a quote from ForeverCar, is through the company’s website, forevercar.com. However, you can also get a free quote by calling the company at 844-392-4797. Using either method, you’ll need to have your vehicle make, model, model year, current mileage, and vehicle identification number (VIN) handy.
After getting an initial quote, your vehicle will need to be inspected before you’re offered a contract to ensure it has no pre-existing issues. A ForeverCar agent will arrange your vehicle inspection on the phone when giving you a quote, and the inspection will be paid for by the provider. If your vehicle fails the inspection for any reason, you can either make the necessary repairs and have it reinspected or continue with coverage that excludes the pre-damaged parts.
How To File a Claim With ForeverCar
If you experience a mechanical breakdown and need to file a claim, simply present your ForeverCar vehicle service plan at any car repair shop or dealership certified by the National Institute of Automotive Service Excellence (ASE). Your mechanic will work with a ForeverCar repair concierge to get authorization before beginning covered repair work.
Once your vehicle has been repaired, you’ll just need to pay your deductible. ForeverCar will pay the remainder of parts and labor costs directly to the repair facility.
ForeverCar Customer Reviews
ForeverCar holds accreditation and an A+ rating from the BBB. It also has a 4.9-star rating on Trustpilot based on about 3,000 reviews. Most customer reviews mention knowledgeable customer service representatives and affordable coverage plans. However, a few BBB complaints noted a long claims approval process.
Customer reviews can provide a clear picture of a warranty company’s reputability and overall driver satisfaction. Here are examples of a positive and negative customer experience with ForeverCar:
“The plan coverage helped with the repairs of a window regulator, which brings a power window up and down. The plan also replaced the camera in my car. My cost for the entire job was a deductible of $100. The plan saved me over $1,200.” – Robert Hinton via Trustpilot
“The warranty company put the service department through the paces of proving the engine was no good… My car has been sitting for over a week now, and the warranty company will not approve a rental car for me because they have not approved my claim.” – Alida F. via BBB
Conclusion: Is a ForeverCar Extended Warranty Worth It?
We awarded ForeverCar a 4.5 out of 5.0-star rating. We like the company’s flexible contract terms and comprehensive plans that even include coverage for some wear-and-tear parts. Rather than commit to a long-term contract, drivers can gain peace of mind on their own terms through ForeverCar. Overall, we recommend reaching out to the provider for a quote.
Our Top Recommendations for Extended Car Warranties
It’s always best to compare car warranty quotes from multiple providers. This way, you can effectively find the best coverage and price point for your needs. I’m addition to ForeverCar, we recommend reaching out to two of our other highly rated providers: Endurance and CARCHEX.
Endurance: Best Overall
Endurance is one of our top picks for extended car warranty coverage. When we scored Endurance as part of our industry-wide analysis, it performed well in each of our review categories, including industry reputation, coverage, affordability, customer service, and transparency.
Endurance offers six coverage plans with term limits up to 15 years or 200,000 miles, whichever comes first. Additionally, rather than working through administrators like ForeverCar does, Endurance cuts out the middleman and works with customers directly.
Read our full Endurance warranty review for more information, and click below to receive a free, non-committal quote from the provider.
Industry veteran that handles your plan directly, from quote to claim
CARCHEX: Best for Older Vehicles
CARCHEX is another top performer in our extended warranty industry review. The provider has a great reputation and partners with prominent companies including Edmunds.com, CARFAX, and Kelley Blue Book.
CARCHEX provides five coverage options with generous term limits up to 10 years or 250,000 miles, whichever comes first. We especially like CARCHEX for drivers with older, high-mileage cars, as the provider offers coverage to vehicles up to 20 years old.
You can learn more by checking out our complete CARCHEX review, and click below to get a free, personalized CARCHEX quote.
Top-rated provider with unmatched customer service and affordable coverage
Is Olive extended warranty legit?
Like ForeverCar, Olive is a legitimate extended warranty provider. The company has an A+ rating from the BBB.
What is a good car warranty?
A good car warranty is one that covers what you expect it to cover and is serviced by a company that is easy to work with. The best extended warranty plans also include useful benefits like roadside assistance coverage.
What are car extended warranties?
Car extended warranties are additional coverage you can purchase to keep your car protected after your factory warranty expires. You can buy an extended car warranty from aftermarket providers like ForeverCar, but many car manufacturers sell their own extended warranty coverage as well.
Our expert review team takes satisfaction in providing accurate and unbiased information. We identified the following rating categories based on consumer survey data and conducted extensive research to formulate rankings of the best extended auto warranty providers.
Affordability: A variety of factors influence cost, so it can be difficult to compare quotes between providers. Our team performs ongoing secret shopper analyses for different vehicles, mileages, warranty plans, and locations to give this rating.
Coverage: Because each consumer has unique needs, it’s essential that a car warranty company offers an array of coverage options. We take into account the number of plans offered by each provider, term limits, exclusions, and additional benefits.
Industry Standing: Our team considers Better Business Bureau (BBB) ratings, availability, and years in business when giving this score.
Customer Service: Reputable extended car warranty companies operate with a certain degree of care for consumers. We take into account customer reviews, BBB complaints, and the responsiveness of the customer service team.