subaru extended warranty

Subaru Extended Warranty

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Subaru offers two extended warranty plans – Gold Plus and Classic; each provides up to 10 years/100,000 miles of coverage against mechanical breakdowns.

Featured Extended Warranty Companies

We reviewed the best extended auto warranty providers, and here are our top picks.

Best Overall Warranty Provider

Our Rating: 4.6 out of 5.0

Check Price

On Endurance’s Website

(866) 990-3410

Or Call Endurance Directly

Affordable Monthly Payment

Our Rating: 4.5 out of 5.0

Check Price

On Carshield’s Website

(877) 265-5123

Or Call Carshield Directly

Best Warranty Provider for Used Cars

Our Rating: 4.4 out of 5.0

Check Price

On Carchex’s Website

(866) 950-7122

Or Call Carchex Directly

Key Takeaways:

  • The average total cost for a Subaru extended warranty is $2,600
  • Drivers can choose from two deductibles, $0 and $100
  • You can cancel your Subaru extended warranty for a prorated refund
  • Subaru drivers can also choose from a range of third-party providers to find a wider selection of coverage options and benefits

Third-party extended warranty plans can offer longer coverage and more flexibility. We’ve reviewed the best extended car warranty companies on the market and will compare Subaru’s coverage to what leading third-party providers offer. To find the best deal, click above to get free, no-obligation quotes and start comparing your options.

Subaru Added Security

Subaru Added Security® offers drivers the ability to extend their factory warranty by purchasing an extended service agreement (ESA). Let’s take a high-level look at the details of Subaru’s Added Security offerings.

  • Coverage Terms: Subaru extended vehicle service contracts last for up to 10 years/100,000 miles
  • Eligibility: Subaru Added Security plans are only available for vehicles still covered by the 3-year/36,000-mile new vehicle warranty
  • Covered Repairs: Only certified Subaru technicians will work on your Subaru
  • Transferability: If you decide to sell your Subaru before your warranty has expired, the coverage can transfer to a private party within 30 days of purchase

Subaru Extended Warranty Coverage

Subaru offers customers three coverage levels, with term lengths lasting from 8 years/120,000 miles to 10 years/100,000 miles. The table below highlights the specific component parts covered by each of Subaru’s coverage levels:

PlanTerm Length
Powertrain8 years/120,000 miles or 10 years/100,000 miles
Classic8 years/120,000 miles or 10 years/100,000 miles
Gold Plus8 years/120,000 miles or 10 years/100,000 miles

Subaru Extended Warranty Plans

Subaru Added Security’s three coverage levels are Powertrain, Classic, and Gold Plus. The table below highlights the most important details you need to know before purchasing a Subaru extended warranty.

Gold PlusClassicPowertrain
Purchase EligibilityBefore 3 years/36,000 milesBefore 3 years/36,000 milesBefore 3 years/36,000 miles
CoverageCovers any mechanical breakdown except for a list of exclusionsCovers the engine, transmission, drivetrain, air conditioning, steering, electrical system, and brakesCovers the engine, transmission, transaxle, and differential components
Deductible$0 or $100$0 or $100$0 or $100
PerksReimbursement for rental cars, towing coverage, roadside assistance, and trip interruption allowance.Reimbursement for rental cars and towing coverage.N/A

Subaru requires drivers to take their vehicles to dealerships for repairs, which limits where you can go for coverage. You also must purchase a Subaru extended warranty before your factory warranty expires, meaning you only have three years or 36,000 miles from your new car purchase date to decide if additional coverage is needed.

Since Subaru extended warranties begin on the vehicle’s in-service date, a plan lasting five years or 60,000 miles would add two years or 24,000 miles of coverage to the basic factory warranty.

Subaru Extended Powertrain Warranty

Subaru’s extended powertrain warranty is available at select dealerships. Depending on where you live,  powertrain coverage may not be available for your vehicle. This plan is for you if you want to extend your factory powertrain warranty. This warranty protects your engine, transmission, and drivetrain.

Subaru Classic Extended Warranty

The Subaru Classic plan covers an additional 1,000 parts compared to Subaru’s extended powertrain warranty. This plan covers “cause and effect” repairs. If a non-covered part fails and damages a covered component, the protected part will receive repairs. This plan covers onboard computers, brakes, electrical, cooling, fuel, steering, suspension, and air conditioning. 

Modern vehicles have a lot of high-tech systems drivers rely on for safety and navigation. Subaru drivers can protect these critical systems with the Classic plan. Parts covered include the DriverFocus™ distraction mitigation system, blind spot detection, reverse automatic braking, EyeSight® driver assist technology, rear cross-traffic alert, and STARLINK®  multimedia, safety, and security systems.

Subaru Gold Plus Warranty

The Gold Plus plan provides bumper-to-bumper protection and is Subaru’s most extensive extended warranty. This plan is similar to the company’s new vehicle limited warranty but excludes more parts, including maintenance items and body parts. This plan covers almost all of your car’s components, including the parts protected by the Powertrain and Classic plans.

What Is Not Covered By A Subaru Extended Warranty?

It’s also good to be aware of the limitations of the Subaru extended warranty. Like most protection plans, it doesn’t cover everything. Here are a few example exclusions: 

  • Cosmetic damage
  • Maintenance items
  • Accidents and damage from environmental events
  • Damage from lack of maintenance or misuse
  • Wear and tear items like brake pads and hoses

Subaru Roadside Assitance (And Other Benefits)

You get different perks depending on which plan you pick. Overall, Subaru’s extended car warranty benefits are standard compared to other extended warranty plans. Below is a list of each Subaru benefit you receive when you purchase a factory extended warranty from the automaker.

  • Roadside assistance: Includes lockouts, fuel delivery, and flat tire services
  • Towing reimbursement: Up to $100 per occurrence
  • Rental car reimbursement: Up to $40 per day for a maximum of five days

Both the Gold Plus and Classic plans cover towing services and rental car reimbursement. However, the Gold Plus plan adds more perks to the trip interruption coverage and 24-hour roadside assistance program. The list below highlights the added services included with the Gold Plus Plan.

  • Roadside assistance: Adds jump-starts, tire changes, gas deliveries, lockout services, and travel navigation services
  • Trip interruption reimbursement: Up to $500 for meals and lodging if a breakdown occurs more than 50 miles from your home.

Subaru Vehicle Protection Plans

Similar to other automakers, Subaru offers vehicle protection plans that cover dent and ding repairs, scheduled maintenance costs, and wear and tear components. Below are more details about Subaru’s additional warranty coverage options. 

Subaru Maintenance Plans

Subaru drivers can pre-pay for routine maintenance, such as oil changes and tire rotations, for up to 3 years/45,000 miles. This plan allows drivers to avoid inflation by paying for regular maintenance now instead of later.

Subaru Wear And Tear Warranty

Most automakers do not offer extended warranty coverage for wear and tear components. However, Subaru owners can purchase this additional coverage to cover the following parts:

  • Brake pads
  • Shoe linings
  • Clutch linings
  • Wiper blades

Subaru Extended Warranty Cost

The cost of a Subaru extended warranty ranges from $1,500 to $3,000, depending on your vehicle. Drivers pay an average total cost of $2,601, or $636 per year of coverage. Drivers can choose from two deductible options, $0 and $100.

Subaru Extended Warranty Price

The table below highlights the prices quoted to Subaru’s customers for the automaker’s Classic and Gold Plus plans:

Subaru Extended Warranty LengthClassic ($100 Deductible)Gold Plus ($100 Deductible)Gold Plus ($0 Deductible)
3 Years/45,000 milesN/A$1,790$2,150
4 Years/60,000 miles$980$1,080$1,320
5 years/60,000 miles$1,010$1,260$1,460
5 Years/100,000 miles$1,560$2,040$2,425
6 Years/60,000 miles$1,050$1,500$1,710
6 Years/80,000 miles$1,260$1,770$2,140
7 years/70,000 miles$1,280$1,790$2,150
7 Years/100,000 miles$1,970$2,420$2,670
8 Years/120,000 miles$2,373$2,980$3,240
10 years/100,000 miles$2,186$2,690$2,870

Dealerships set their own prices, so it’s a good idea to shop around because you may find different prices from dealers in your area. Due to this, we recommend you contact a local dealership for a free quote. That way, you can know exactly how much a Subaru extended warranty would cost for your vehicle. 

How much is a Subaru extended warranty? In short, it depends. The figures above give you a good idea of how much you will pay for a Subaru extended warranty. Your specific price for coverage depends on your chosen plan, the coverage length, and the deductible. Generally, bumper-to-bumper coverage is more expensive than base-level powertrain coverage. If you want extensive coverage at the lowest price, we recommend choosing a higher deductible plan. For example, if you choose a $100 deductible, the total cost of your plan will be cheaper, but you will have to pay out-of-pocket when your vehicle needs repairs.

Is A Subaru Extended Warranty Worth It?

In some situations, getting an extended auto warranty is a smart decision. But in others, you may not need one. You may not need extended warranty coverage if you have a sizable savings account and are ready to cover a $500 or $1,000 repair bill. It may be best to invest in a vehicle protection plan for drivers who cannot afford to pay out-of-pocket for repair costs. An extended warranty helps you predict your auto budget more accurately, as most providers offer one-time or monthly payment plans.

If you plan to sell or trade your vehicle before the new vehicle warranty expires, you probably don’t need the extra coverage. However, extended warranties are transferable and may increase the resale value of your car when selling to a private party. However, an extended warranty will not increase your vehicle’s trade-in value at Subaru dealerships.

Is Your Subaru Already Covered?

Before buying a Subaru extended warranty, you should consider what factory warranty coverage your vehicle currently has to determine if it is worth it. Your Subaru may have current coverage under one of the company’s new vehicle warranties or a certified pre-owned warranty.

All new Subaru vehicles have several factory warranties. Below is a list of each factory warranty and the covered components:

  • New Vehicle Limited Warranty: Covers most components for 3 years/36,000 miles
  • Powertrain: Covers the engine, transmission, transaxle, and transfer case for 5 years/60,000 miles
  • Hybrid: Similar to a powertrain warranty, this plan covers the transmission as well as the battery for 8 years/100,000 miles
  • Wear and tear: Covers parts such as brake pads and rotors for 3 years/36,000 miles
  • Seatbelt restraint system: Lifetime coverage for seatbelt restraints and retractors
  • Rust perforation: Covers the cost of repair or replacement for damage caused by rust to the body of your Subaru for 5 years/unlimited miles

Subaru Certified Pre-Owned Warranty

Certified pre-owned (CPO) Subarus receive powertrain warranty coverage for seven years or 100,000 miles. CPO vehicles are also covered by the remainder of the original bumper-to-bumper warranty if coverage is still available. Drivers can purchase a Classic or Gold Plus Subaru extended warranty plan to go along with the powertrain coverage.

Subaru Warranty Check

The easiest way to check if any existing warranty coverage still covers your Subaru is to call a local dealership and give the representative your vehicle identification number (VIN). The dealership can tell you what, if any, remaining coverage you have.

Is Subaru Reliable?

Once you have determined if you have existing Subaru factory coverage, the next step in deciding if a Subaru extended warranty is worth it is to assess your vehicle’s reliability.

Subaru vehicles are decently reliable, earning a 3.5 out of 5.0-star reliability rating from RepairPal, which is a trusted repair estimate site. RepairPal ranks Subaru 14th out of 32 car brands for its reliability.

The table below shows RepairPal’s reliability ratings and average yearly repair costs of the most popular Subaru models:

RepairPal Reliability RatingAverage Annual Repair Cost
Subaru Legacy4.0 out of 5.0 stars$563
Subaru Outback3.5 out of 5.0 stars$607
Subaru Impreza3.5 out of 5.0 stars$653

Subaru owners have a slightly higher chance of encountering severe repairs than the market average. On top of repair costs, you should consider how much your dealership charges for labor because it will be where you take your vehicle for covered repairs.

Subaru Maintenance Cost

Given Subaru’s average reliability rating, comparing the total cost of an extended car warranty with anticipated maintenance costs is a good idea. Subarus need regular maintenance, and you should expect to cover several repairs during the lifetime of your vehicle.

Drivers pay, on average, $617 per year for maintenance and repairs. That is just under the industry average of $652. The table below shows price ranges for the most common Subaru vehicle repairs:

Common Subaru RepairPrice Range
Head Gasket Replacement$927-$2,803
Clutch Replacement$676-$2,281
AC Compressor Replacement$803-$1,282
Heater Core Replacement$595-$851
Timing Belt Replacement$238-$729
Oil Pump Replacement$439-$749
Power Steering Pump Replacement$537-$629
Alternator Replacement$432-$598
Starter Replacement$340-$573
Water Pump Replacement$367-$530
Door Window Motor Replacement$324-$379

Subaru Extended Warranty Review

Subaru extended warranties are reasonably priced and provide excellent coverage. Due to the brand’s generally lower-than-average maintenance and repair costs, the company can offer relatively inexpensive extended warranty plans. 

Subaru has some of the shortest factory warranty periods in the industry, and about a dozen other warranties share the same terms, like the Toyota warranty and the Nissan warranty. Due to this, the automaker offers drivers more flexible extended warranty coverage lengths.

The Gold Plus plan trip interruption reimbursement distinguishes Subaru’s extended warranty coverage from its competitors. If you break down within 50 miles of your home, the company will reimburse you for food and lodging expenses up to $500. Those limits are more generous than most extended warranty plans, which only provide coverage if you break down within 100 miles of your home.

In addition to Subaru’s numerous coverage lengths and outstanding trip interruption reimbursement, the Classic and Gold Plus plans also cover “cause and effect” repairs. This type of coverage is not common in the industry. The Subaru extended warranty can cover gradual reductions in operating performance, while other coverage plans may require a part to fail.

Aftermarket Subaru Warranty

Subarus are built for exploration, and many drivers push them to their limits. A Subaru extended warranty may be worthwhile if you want to get the most out of your vehicle and save on out-of-pocket repair costs. However, an extended warranty plan from the manufacturer is just one option available.

Subaru’s extended warranty can only last up to 100,000 or 120,000 miles, depending on the plan. Leading providers can cover up to 200,000 or 250,000 miles, and a well-maintained Outback can undoubtedly make it that far. Along with longer-term lengths, third-party providers allow you to purchase coverage for older vehicles long after the factory warranty expires. 

The manufacturer’s extended warranty does not come with roadside assistance unless you buy the Classic plan. In contrast, third-party vehicle service contracts usually include the same perks, whether you buy a basic or comprehensive coverage plan.

Warranty companies allow you to go to any licensed repair facility for covered repair work, which gives you several more facility options than Subaru dealerships alone.

Automoblog Warranty Extended Warranties Manufacturers vs. Independent Providers

Best Extended Warranty For Subaru

Our review team conducted a comprehensive survey of all the industry-leading third-party extended warranty providers. When we compared our results with Subaru’s extended warranty coverage, we found that Endurance offers the best coverage for Subaru vehicles. The table below shows how Endurance vehicle service contracts compare to Subaru’s factory extended warranties.

Endurance Extended WarrantiesSubaru Extended Warranties
Longest Term200,000+ miles120,000 miles
Start DateAnytimeBefore the factory warranty expires
Number of Plans63
Deductible$0, $50, $100, $200$0, $100
Approved Repair FacilitiesRepair shops certified by the National Institute for Automotive Service Excellence (ASE®)Only at Subaru dealerships
Added Benefits1 year free of Elite Benefits, which includes roadside assistance, total loss protection, collision discount, tire repair/replacement, key fob replacement, and the Endurance mobile appRoadside assistance, rental reimbursement, courtesy towing, and trip interruption benefits (Gold Plus only)

Subaru Extended Warranties: Conclusion

A Subaru extended warranty can be a smart choice for many drivers. To ensure you purchase the proper extended warranty for your needs, compare prices from multiple sources. You can get free quotes from our top recommended providers by clicking below. 

Recommended Providers

Besides Subaru, you can get plans from several reputable extended car warranty companies. Our review team conducted a comprehensive study of the industry-leading third-party warranty providers. Third-party providers like Endurance, CARCHEX, and CarShield compete on price, coverage, and benefits to win customers, often making their extended warranties cheaper.

Endurance: Best Overall

Endurance offers the best overall coverage from all the aftermarket warranty companies our review team researched. We rate Endurance 4.6 out of 5.0 stars. Endurance offers the best coverage and unique benefits in the industry. 

The company is a direct provider, which means it is more accountable to its customers. They offer interest-free flexible payment options of 12, 18, or 34 months. Customers can choose from 12, 18, or 24-month coverage terms.

CARCHEX: Best For Used Cars

After over 1,400 hours of research, we rated CARCHEX 4.4 out of 5.0 stars and named it Best for Used Cars for 2023. This score was based on the company’s high industry standing, coverage, cost, transparency, and customer service. CARCHEX was founded in 1999 and has an A+ rating from the Better Business Bureau. 

The company offers affordable extended warranty coverage and has six plans ranging from powertrain to bumper-to-bumper coverage, allowing drivers to choose the perfect coverage for their vehicle. All plans come with 24/7 roadside assistance, trip interruption, and rental car coverage.

Featured Extended Warranty Companies

We reviewed the best extended auto warranty providers, and here are our top picks.

Best Overall Warranty Provider

Our Rating: 4.6 out of 5.0

Check Price

On Endurance’s Website

(866) 990-3410

Or Call Endurance Directly

Affordable Monthly Payment

Our Rating: 4.5 out of 5.0

Check Price

On Carshield’s Website

(877) 265-5123

Or Call Carshield Directly

Best Warranty Provider for Used Cars

Our Rating: 4.4 out of 5.0

Check Price

On Carchex’s Website

(866) 950-7122

Or Call Carchex Directly

Extended Subaru Warranty: FAQ

Below are common questions asked about Subaru’s extended warranties:

How much is a Subaru extended Warranty?

The cost of a Subaru extended warranty ranges from $1,500 to $3,000, depending on your vehicle. Drivers pay an average total price of $2,601, or $636 per year of coverage. Drivers can choose from two deductible options, $0 and $100.

Does Subaru have a 10-year warranty?

Subaru offers three extended warranties – Powertrain, Gold, and Gold Plus; each plan provides protection from 8 years/120,000 miles up to 10 years/100,000 miles.

How long is Subaru’s bumper-to-bumper warranty?

Subaru’s new vehicle limited warranty provides bumper-to-bumper coverage for 3 years/36,000 miles.

Why is Subaru maintenance so expensive?

Due to the vehicle’s design, minor repairs require mechanics to remove the entire engine, which increases labor costs.

What voids a Subaru extended warranty?

Subaru can deny warranty coverage if you do not follow the manufacturer scheduled maintenance as defined by the automaker or if non-genuine Subaru parts are used for repairs and cause damage to a component protected by the extended warranty.

Our Methodology

Our expert review team takes satisfaction in providing accurate and unbiased information. We identified the following rating categories based on consumer survey data and conducted extensive research to formulate rankings of the best extended auto warranty providers.

  • Affordability: A variety of factors influence cost, so it can be difficult to compare quotes between providers. Our team performs ongoing secret shopper analyses for different vehicles, mileages, warranty plans, and locations to give this rating.
  • Coverage: Because each consumer has unique needs, it’s essential that a car warranty company offers an array of coverage options. We take into account the number of plans offered by each provider, term limits, exclusions, and additional benefits.
  • Industry Standing: Our team considers Better Business Bureau (BBB) ratings, availability, and years in business when giving this score.
  • Customer Service: Reputable extended car warranty companies operate with a certain degree of care for consumers. We take into account customer reviews, BBB complaints, and the responsiveness of the customer service team.