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Lincoln extended warranty options include four levels of manufacturer-backed extended warranty coverage that can last for up to ten years or 175,000 miles.
Crash Course:
- Drivers can choose from four manufacturer-backed Lincoln extended warranty plans.
- Lincoln extended warranty coverage can last up to ten years or 175,000 miles, whichever comes first.
- Lincoln owners can explore and gather free quotes from third-party options if your vehicle is no longer eligible for Lincoln coverage.
As the luxury offshoot of Ford Motor Company, Lincoln vehicles can rack up high repair costs after a mechanical breakdown. While a Lincoln extended warranty can help you save on major repairs, do you really need long-term protection?
In this article, we’ll discuss the coverage details, benefits, and eligibility requirements of the Lincoln extended warranty. We’ll also explain your third-party warranty options.
We’ve rated and reviewed the best extended car warranty companies based on customer service, reputation, coverage, perks, and more. Endurance and CARCHEX ranked at the top of our list – and you can get a free, customized quote by clicking above.
Lincoln Extended Warranty Overview
A Lincoln extended warranty covers Lincoln models for up to ten years or 175,000 miles, which is one of the highest vehicle service contract limits offered in the industry. You’ll find coverage ranging from a basic powertrain coverage to comprehensive coverage for over 1,000 vehicle parts.
We’ve ranked Lincoln’s extended warranty offerings as fifth best in our research on over 30 automakers, with an overall score of 4.5 out of 5.0 stars. See the table below for our overall score broken down by methodology category:
| Overall Score | 4.5 out of 5.0 |
| Coverage | 4.7 out of 5.0 |
| Cost | 4.6 out of 5.0 |
| Accessibility/Usability | 4.1 out of 5.0 |
| Benefits | 5.0 out of 5.0 |
Lincoln Extended Warranty Coverage
There are four Lincoln extended warranty options, called Lincoln Protect Extended Service Plans: PremiumCARE, ExtraCare, BaseCARE, and PowertrainCare. Each warranty plan can protect your vehicle for up to ten years or 175,000 miles, whichever comes first. See the table below for coverage breakdown terms by plan.
| Lincoln Extended Warranty | Coverage Terms |
|---|---|
| PremiumCARE | 3 years/48,000 to 10 years/175,000 miles |
| ExtraCARE | 3 years/48,000 to 10 years/175,000 miles |
| BaseCARE | 3 years/48,000 to 10 years/175,000 miles |
| PowertrainCARE | 10 years/175,000 miles |
Keep in mind that a typical Lincoln extended warranty must be purchased before your factory Lincoln warranty expires. However, there are limited plans available for used Lincoln vehicles that have an expired manufacturer’s warranty. As long as the vehicle is a model year 2010 or newer, you’ll find coverage lasting from from six months or 6,000 miles to six years or 75,000 miles.
Lincoln offers up online brochures that provide an extensive breakdown of covered parts, but here’s a snapshot of what’s covered under each plan:
| Lincoln Extended Warranty | PowertrainCARE | BaseCARE | ExtraCARE | PremiumCARE |
|---|---|---|---|---|
| Key Components Covered | 29 | 84 | 113 | 1,000+ |
| Engine | * | * | * | * |
| Transmission | * | * | * | * |
| Rear-Wheel Drive Axle | * | * | * | * |
| Front-Wheel Drive Axle | * | * | * | * |
| Steering | * | * | * | * |
| Brakes | * | * | * | |
| Front Suspension | * | * | * | |
| Air Conditioning and Heating | * | * | * | |
| Electrical | * | * | * | |
| High-Tech Components | * | |||
| Rear Suspension | * | |||
| Emissions | * | |||
| Audio | * | |||
| Safety | * |
Each coverage plan pays for parts and labor for covered repairs. When a mechanical breakdown happens, you’ll only be responsible for paying your deductible. If you sell your vehicle before your coverage expires, you’ll be able to transfer your Lincoln extended warranty to a subsequent owner. However, you may need to pay a transfer fee.
Lincoln Extended Warranty Benefits
The Lincoln extended warranty comes with a few extra perks, including:
- Towing assistance up to $100 per occurance
- Destination assistance up to $75
- Emergency travel expense coverage up to $1,000 within the first five days per occurance
- Rental car reimbursement up to $60 a day for a maximum of 10 days
- 24-hour roadside assistance, which includes tire changes, lockout services, battery jump-starts, and fuel deliveries
- Interest-free payment plans available
Service is provided at any Ford or Lincoln dealer in the U.S., Canada, and Mexico, and factory-trained technicians will use Lincoln-authorized parts for your covered repairs. In some states, Lincoln also offers an add-on key service with its vehicle protection plans, which will replace or repair your car key or fob if it’s lost, damaged, or locked in your car.
What’s Not Included in the Lincoln Extended Warranty?
Regardless of what Lincoln extended warranty plan you choose, there are a few things that won’t be covered, including:
- Collision damages
- Environmental damages
- Unauthorized modifications
- Routine maintenance services
- Wear-and-tear parts like brake pads and wiper blades
To get a complete list of Lincoln extended warranty exclusions, reach out to a local dealership or take a look at Lincoln’s online sample brochures.
As previously mentioned, it’s important to note that you’ll need to take your car into a Lincoln dealership or Ford service center when covered repairs are needed. This can be a drawback if you live far from a dealership, but it does mean that your vehicle will only be worked on by factory-trained technicians using genuine parts.
Additional Lincoln Protection Plans
If you’re looking for additional protection for items not covered by an extended warranty, Lincoln offers additional protection plans to provide you with peace of mind for up to eight years. See the table below for more information on each protection plan.
| Lincoln Protection Plan | What It Covers |
|---|---|
| TireCARE Plus | Covers the costs associated with the repair or replacement of a tire or wheel due to a road hazard. Labor costs, mounting and disposal of your damaged tire, and more are covered. Towing reimbursement is also provided to the nearest dealership. |
| DentCARE | Provides Paintless Dent Repair (PDR) to remove minor dents, dings and creases on your vehicle’s accessible body panels. There is no limit on claim benefits for the duration of your coverage. |
| WindshieldCARE | Covers repairs for minor chips and cracks in your front windshield. Repairs can be made at your dealer, home, or even workplace. However, cracks more than six inches are not covered. |
| TripleCARE Plus | This plan bundles TireCARE, DentCARE, and WindshieldCARE into one plan. However, it’s only available for eligible new and used vehicles at the time of sale only. |
| SurfaceCARE | This covers the interior and exterior of your vehicle from stains, fading, spills, tree sap, oxidation, and more. |
| TheftCARE | Provides a theft deterrent and recovery system to help minimize your losses if the event your vehicle is ever stolen. In addition, you’ll be provided with up to $5,000 toward the purchase of a replacement vehicle or other expenses if necessary. |
Lincoln Prepaid Maintenance Plan
Premium Maintenance from Lincoln Protect offers routine inspections, preventive maintenance care, and the replacement of certain wear and tear items on your vehicle. Your plan will depend on your Lincoln’s model and its maintenance needs as outlined in your owner’s manual.
Services covered include but aren’t limited to:
- Engine oil and filter replacements
- Multi-point inspections
- Tire rotations
- Brake pad and lining replacements
- Wiper blade replacements
Lincoln Extended Warranty Cost
The cost of a Lincoln extended warranty will vary depending on factors such as:
- Your location
- The plan you choose
- The deductible you choose
- Your vehicle age, mileage, and model
To find out what a Lincoln Protect Extended Service Plan would cost you, enter your vehicle information into the automaker’s online quote form. Through our research, we found that the average cost per year for a Lincoln extended warranty is $640 per year.
Lincoln offers a number of deductible options for new and used cars. If purchasing coverage for a new Lincoln, you have the choice of a $0, $50, $100, or $200 disappearing deductible. A used Lincoln also has the standard $100 deductible, but only the $50 deductible and $200 disappearing deductible as alternative choices.
When you’re choosing your deductible, know that it directly impacts your monthly premium. A low deductible will generally result in a higher premium, and vice versa. A disappearing deductible refers to a plan that waives the cost of your deductible if you take your Lincoln to the selling dealership for a repair.
Do You Need a Lincoln Extended Warranty?
A Lincoln extended warranty may be worth it if you can’t afford unexpected out-of-pocket repair costs or if you just want additional assurance on the road. A few other factors you should consider before deciding on warranty coverage are your Lincoln model’s reliability and average repair cost estimates as well as your existing coverage.
Lincoln Reliability
RepairPal gives Lincoln a 3.0 out of 5.0-star rating for its overall brand reliability. This rating is considered average, but it places Lincoln 24th out of 32 car brands. When deciding reliability ratings, RepairPal considers average annual repair costs, the frequency of repairs, and the percentage of vehicle repairs that are considered severe. A severe repair costs three or more times the average annual repair cost.
Lincoln is on par with the industry average in terms of frequency of repairs, but the brand has a higher likelihood of needing major fixes, which drives up the annual cost of repairs.
In the J.D. Power 2023 U.S. Vehicle Reliability StudySM, Lincoln was in second to last place, only ranking higher than Land Rover. The study monitors how many problems occur within 100 vehicles over the course of a year. Lincoln vehicles had 259 problems per 100 vehicles in comparison to the industry average of 186 problems per 100 vehicles.
Lincoln Repair Costs
According to RepairPal, Lincoln drivers pay an average of $879 per year for maintenance and repair costs. This is higher than the $652 an average driver pays per year, but it’s relatively reasonable for a luxury brand.
Different Lincoln models will incur different costs. Here are a few commonly reported Lincoln issues and their repair costs, according to RepairPal:
| Lincoln Model | Repair | Cost Estimate |
|---|---|---|
| Lincoln Continental | Exhaust manifold gasket replacement | $465 to $577 |
| Lincoln Navigator | Door mirror replacment | $1,083 to $1,112 |
| Lincoln MKT | AC recharge | $266 to $306 |
| Lincoln Avaitor | Exhaust pipe replacement | $643 to $658 |
| Lincoln Mark LT | Timing chain replacement | $1,912 to $2,251 |
Depending on your budget, purchasing a Lincoln extended warranty could help you manage these repair costs.
What Lincoln Coverage Do You Already Have?
Take your existing Lincoln coverage into account when deciding on whether to purchase an extended warranty. You don’t want to pay for vehicle protection you already have. The Lincoln factory warranty comes with four years or 50,000 miles of bumper-to-bumper warranty coverage and six years or 70,000 miles of powertrain warranty coverage. Certified pre-owned (CPO) Lincolns come with extended bumper-to-bumper coverage that lasts six years or 100,000 miles.
If your Lincoln model is still under warranty and you only plan to keep it for so long, it may not be worth purchasing a vehicle service contract for extra protection. However, if you plan to keep your vehicle for a long time, it could be worth considering.
Benefits of a Third-Party Extended Warranty
Third-party reputable extended car warranty companies are a good option if you’re in the market for more flexibility and added peace of mind. We recommend third-party providers like Endurance and CARCHEX because they offer low-priced coverage without compromising on value. These companies offer at least five different coverage plans with maximum term limits extending up to 20 years and 250,000 miles.
Another benefit of purchasing coverage from an independent warranty company is the ability to choose your start date. Many manufacturers like Lincoln make extended warranty customers purchase their plan at the time of the vehicle’s purchase or before the New Vehicle Limited Warranty expires. This doesn’t grant you a lot of time to figure out the necessity of additional coverage.
In the table below, we’ve compared the Lincoln extended warranty head-to-head with Endurance and CARCHEX extended auto warranties.
| Lincoln Protect ESP | Endurance Warranty | CARCHEX Warranty | |
|---|---|---|---|
| Coverage Options | 4 | 6 | 5 |
| Maximum Term Limits | 10 years/175,000 miles | 8 years/200,000+ miles | 10 years/250,000 miles |
| Coverage Waiting Period | None | 30 days and 1,000 miles | 30 days and 1,000 miles |
| Deductible Options | Varies | 4 | 3 |
| Repair Facility Options | Lincoln or Ford repair centers | Any repair shop certified by the National Institute for Automotive Service Excellence (ASE®), including dealerships | Any ASE-certified repair facility, including dealerships |
| Get a Quote | Contact a Lincoln dealership or visit Lincoln’s website | Get Quote | Get Quote |
We encourage you to reach out to multiple providers for a quote before committing to any extended warranty purchase.
Our Methodology
Our expert review team takes satisfaction in providing accurate and unbiased information. We identified the following rating categories based on consumer survey data and conducted extensive research to formulate rankings of the best extended auto warranty providers.
- Industry Standing: Our team considers Better Business Bureau (BBB) ratings, availability, and years in business when giving this score.
- Coverage: Because each consumer has unique needs, it’s essential that a car warranty company offers an array of coverage options. We take into account the number of plans offered by each provider, term limits, exclusions, and additional benefits.
- Affordability: A variety of factors influence cost, so it can be difficult to compare quotes between providers. Our team performs ongoing secret shopper analyses for different vehicles, mileages, warranty plans, and locations to give this rating.
- Transparency: We consider the transparency of each company’s contracts and the availability of a money-back guarantee when determining this score.
- Customer Service: Reputable extended car warranty companies operate with a certain degree of care for consumers. We take into account customer reviews, BBB complaints, and the responsiveness of the customer service team.
*Data accurate at time of publication.
