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Olive Car Warranty Review: Cost & Coverage

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Crash Course:

  • Olive earned a 4.2 out of 5.0 stars in our most recent warranty study and earned the award for Best Online Warranty.
  • The average cost of an Olive warranty is $64 per month, but costs can vary widely depending on coverage plan and other factors.
  • Olive uses a monthly subscription model similar to Netflix that allows policyholders to start and stop coverage easily.

Featured Extended Warranty Companies

We reviewed the best extended auto warranty providers, and here are our top picks.

Best Overall Warranty Provider


  • Coverage:: 6 plan options, from routine maintenance to full coverage
  • Cost:: Several discounts available
  • Reputation:: Smooth claims experience as a direct provider
Affordable Monthly Payment


  • Coverage:: 6 plan options, some that last up to 300,000 miles
  • Cost:: Flexible month-to-month contracts
  • Reputation:: Most popular warranty provider
Best Warranty Provider for Used Cars


  • Coverage:: 6 plan options, the highest similar to a manufacturer’s warranty
  • Cost:: No down payment required
  • Reputation:: Strong BBB (Better Business Bureau) rating

To help you decide whether Olive warranty coverage is the right choice for your vehicle, we’ll examine warranty coverage options, cost, and customer reviews. We’ve reviewed the best extended car warranty companies, so you’ll also find out how Olive compares to some of the top providers in the industry.

Olive Car Warranty Reviews

We rate Olive’s car warranty 4.2 out of 5 stars due to its affordability and industry standing. Olive is a new extended warranty provider that is disrupting the extended warranty industry with a fresh approach to customer experience, coverage, and pricing. We collected 60 unique data points in our extended warranty provider research and gave Olive the award for Best Online Warranty. 

Olive Extended Warranty Reviews: 4.2 Out of 5 Stars

Warranty Study CategoryOlive Score
Overall Rating4.2
Industry Standing4.6
Customer Service3.8

Is Olive Warranty Legit?

Olive’s car warranty coverage might have caught your attention if you have been looking for a vehicle protection plan. As a new warranty service provider, Olive’s founders formed the company in 2020 to provide a modern solution for today’s digital generation after gaining years of experience in the extended warranty industry.

Is Olive Car Warranty Worth It?

Determining whether an extended car warranty is worth it can take time and effort. You need to consider the amount of coverage you want for your vehicle that won’t break the bank. Thankfully, Olive makes it easy for drivers to get free online customized quotes quickly.

With Olive, you are able to easily get a quote or file a claim for covered repairs since it is a digital-first company. It simply takes a few minutes to fill out the necessary details for its online quote system. 

Olive Car Warranty Pros and Cons

Olive ProsOlive Cons
Low monthly costCoverage per term is limited to three years
No waiting period requiredPre-existing conditions are not covered
High customer satisfactionDoes not offer rideshare coverage
Utilizes certified repair shops

Olive Warranty Reviews

The Better Business Bureau (BBB) awards Olive an A rating and accredits the company. More than 300 customers have reviewed Olive’s coverage on Google, giving it an average rating of 4.6 out of 5.0 stars.

Our researchers found that Olive generally received positive reviews from customers overall. However, some people did report a negative experience with the provider.

Expand the section below to read real Olive reviews from customers.

Positive Olive Car Warranty Reviews

Positive reviews mention a seamless process and friendly service.

“I did quite a bit of research before I chose Olive. The process was seamless and customer service was awesome and super friendly. My [car] is in the process of being fixed and paid for minus my deductible by Olive. The claims process is just as easy as setting up your plan.”

– Brian C., via BBB

“The process of purchasing coverage was seemingly easy. [Agent] was great and very helpful with getting me through the process. I now have peace of mind knowing mine and my husband’s vehicles are covered. I highly recommend their services!”

– Jennifer G., via BBB

Negative Olive Car Warranty Reviews

On the other hand, negative customer reviews mention trouble reaching agents for services.

“My car broke down on the freeway, and was towed to [the] mechanic. Olive gave grief to my mechanic and 3 months later, I still haven’t been reimbursed for my towing and car rental (despite several calls and emails).” 

– Fernando, via Google

“I purchased a warranty from Olive, and when I filed a claim for transmission replacement, it got denied. I had it diagnosed by a local mechanic. They rejected it because they said it didn’t have enough evidence.”

– Mark, via Google

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What Does Olive Car Warranty Cover?

Olive offers three vehicle protection plans: Powertrain, Powertrain Plus, and Complete Care. The Powertrain is a budget-friendly powertrain warranty, a Powertrain Plus warranty covers more than just major parts, and Complete Care offers comprehensive coverage that’s comparable to a dealership warranty or a bumper-to-bumper warranty. These coverage options have a term of three years at a time, with up to 185,000 miles of vehicle protection.

Olive Car Warranty Plans

Olive extended warranty plans have different levels of coverage that protect various component parts. Selecting the right plan for your vehicle depends on which mechanical parts of your vehicle you want to be covered by an Olive car warranty.

Below is a table with the overview of the levels of coverage under each car warranty plan from Olive. Expand the following section to see it.

ComponentPowertrainPowertrain PlusComplete Care
Drive axleXXX
Air and fuel systemsXXX
Seals and gasketsXXX
Odometer and speedometerXX
Front suspensionXX
Brakes (no rotors or pads)XX
Air conditioningXX
Electrical componentsXX
Anti-lock brakesX
Power windows and locksX
Luxury electronicsX
Emissions componentsX
Safety systemsX

Olive representatives will provide a quick look at its warranty contracts during the quote process. You can find the full details of each contract on the company’s website.

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Olive Car Warranty Benefits

Olive also offers a few perks with each of its plans. These include:

  • Towing reimbursement: Covers up to $100 per breakdown in towing expenses.
  • Rental car reimbursement: Covers up to $35 per day in rental car fees per day, with an additional two days of coverage if Olive requires a breakdown inspection.

What Olive Warranties Don’t Cover

An Olive car warranty does not cover repair costs for vehicles over a certain age or mileage. Coverage plans are only available for cars up to 10 years old or a starting maximum of 140,000 miles on the odometer. As for its plans, coverage is typically offered for three years at a time for cars up to 14 model years or 185,000 miles, whichever comes first.

Olive Warranty Exclusions

Extended warranties do not cover every component of your vehicle, so it’s critical to understand what will and will not be covered. The following are a few items that Olive does not cover:

  • Pre-existing conditions
  • Specialty or rideshare vehicles
  • Damage resulting from collisions, theft, or vandalism
  • Routine maintenance such as oil changes and filter changes
  • Environmental damage from hurricanes, floods, tornadoes, etc.
  • Wear and tear items such as windshield wiper blades and brake pads

Olive Car Warranty Claims

If your car breaks down, you may take it to a nearby shop and contact Olive to file a claim. Customers may also search for facilities near them and book car repairs through RepairPal’s app or website, thanks to Olive’s partnership with RepairPal Certified Shops.

If you can’t find a RepairPal Certified Shop near you, your car may be serviced by any state-licensed technician. Once you’re at the shop, connect the technician with Olive so the company can authorize the service. Once the repair is authorized, Olive will pay the repair facility directly, and you will only be responsible for your deductible.

Olive Car Warranty Cost

According to Olive’s website, most extended warranty plans cost between $20 and $80 per month. Multiple quotes we received from Olive for different vehicles ranged between $30 and $90 a month, which is mostly within that range. After you may make your first monthly payment online, your Olive car warranty protection begins the same day.

Olive Car Warranty Price

When it comes to extended warranties, Olive is affordable. At only $750 for three years of Olive coverage – $250 per year – Olive’s vehicle protection plans are among the most affordable in the market. A typical Olive car warranty plan includes an average monthly payment of $64 and a total cost of about $2300, although plans begin at $750 for three years.

Olive Warranty Quotes

The following are Olive’s quotes for several vehicles, based on a $100 deductible:

Type of VehicleMileagePowertrain Cost (Per Month)Powertrain Plus Cost (Per Month)Complete Care Cost (Per Month)
2017 Honda Accord40,000 miles$31.74$40.40$57.71
2016 Hyundai Sonata50,000 miles$45.85$58.35$83.36
2015 Jeep Patriot60,000 miles$112.27$142.88$204.12
2014 Toyota Avalon70,000 miles$78.40$99.78$142.55

Olive Car Warranty Deductible Options

Olive offers three deductible options: $100, $250, and $500. A $0 deductible option is not available with any Olive car warranty plan. Deductibles are charged each time your car is taken in for repairs.

You have the option of choosing nine different price points with Olive based on three plans and three deductibles. By selecting a higher deductible, your monthly payment will be lower.

Olive Warranty: Conclusion

Olive is unlike many other extended warranty providers, as it offers a new approach to extended warranty cost, coverage, and customer care. Based on our review, the company earns 4.2 out of 5.0 stars overall, making it a highly recommended option for you to consider.

Our Top Picks for Extended Warranty Coverage

You can get extended warranty services from any one of several reputable extended warranty companies. While we recommend Olive, we also suggest comparing quotes from multiple providers to find the right contract for you. Listed below are two top car warranty providers who offer great protection for your vehicle.

Endurance: Best Overall

For 15 years, Endurance has provided extended auto warranties in 49 states nationwide, receiving a strong 4.6 out of 5.0 rating from our review team and award for Best Overall. Despite being a direct warranty provider, the company does not sell plans in California.

Endurance receives an average BBB customer rating of 3.1 out of 5.0 stars, as well as an average TrustPilot rating of 4.2 out of 5.0 stars. Endurance may cover your car for up to 8 years or 200,000 miles, depending on your needs. New customers are eligible to a variety of incentives, including 24-hour roadside assistance, key fob replacements, and more.

For more information on this provider, we recommend checking out our Endurance warranty review.

Best Overall Warranty Provider

Our Rating: 4.6 out of 5.0

CARCHEX: Best for Used Cars

As an industry leader since 1999, CARCHEX offers its extended warranty service plans to drivers in all 50 states, including California. With multiple contract options and payment plans, CARCHEX offers affordable coverage. It also has an A+ rating and accreditation from the BBB.

CARCHEX offers five warranty options that can protect your vehicle for up to 10 years or 250,000 miles, so it’s a good choice if you don’t have a new car. Customers on the BBB give the company an average rating of 2.3 out of 5.0 stars, and TrustPilot customers give it an average rating of 3.0 out of 5.0 stars. CARCHEX also provides roadside assistance, towing, rental vehicle reimbursement, fuel delivery, and other services.

Read our CARCHEX review to learn more about this provider.

Best Warranty Provider for Used Cars

Our Rating: 4.4 out of 5.0

Olive Car Warranty: FAQ

Is Olive’s warranty legit?

Olive is a legitimate business that provides extended car warranties. The brand began in 2020, however, its origins may be traced back to 2000. In California, it offers mechanical breakdown coverage, while in all other states, it offers car service contracts.

How much does an extended car warranty cost?

The average cost of an extended warranty varies, but depending on your precise needs, the cost can typically range from $1,000 to $4,000 each year. Olive could cost you between $30 and $90 each month, which is far below the repair bill for most vehicle fixes.

What is the best extended car warranty company?

In our review of the best extended car warranty providers, we name Endurance as the Best Overall. In addition, we name CarShield the Most Affordable provider and CARCHEX the Best for Used Cars. We name Olive the Best Online Warranty provider.

Our Methodology

Our expert review team takes satisfaction in providing accurate and unbiased information. We identified the following rating categories based on consumer survey data and conducted extensive research to formulate rankings of the best extended auto warranty providers.

  • Affordability: A variety of factors influence cost, so it can be difficult to compare quotes between providers. Our team performs ongoing secret shopper analyses for different vehicles, mileages, warranty plans, and locations to give this rating.
  • Coverage: Because each consumer has unique needs, it’s essential that a car warranty company offers an array of coverage options. We take into account the number of plans offered by each provider, term limits, exclusions, and additional benefits.
  • Industry Standing: Our team considers Better Business Bureau (BBB) ratings, availability, and years in business when giving this score.
  • Customer Service: Reputable extended car warranty companies operate with a certain degree of care for consumers. We take into account customer reviews, BBB complaints, and the responsiveness of the customer service team.

*Data accurate at time of publication.