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Is CarShield Worth It? (2022)

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  • Carshield offers six extended warranty plans.
  • We name the company as the Most Affordable in our industry study.
  • Many plans come with additional benefits.

CarShield is one of the country’s most popular extended warranty providers and continues to build its reputation. The company offers a wide range of protection plans, flexible payment options, and several deductible choices. But is an extended warranty from CarShield worth the investment?

Our review team researched the best extended auto warranty companies and named CarShield the Most Affordable provider in the industry. Keep reading to learn more about the company’s coverage options and determine if it’s right for you.

 

Most Affordable

Our Rating: 4.2 out of 5.0

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Well-known provider that offers great coverage with great pricing

CarShield Warranty Plans

CarShield is a vehicle service contract broker, meaning it offers protection plans administered by other companies such as American Auto Shield. Along with a plan specifically designed for motorcycles and ATVs, CarShield offers the following levels of coverage:

CarShield Warranty PlanDetails
DiamondThis comprehensive coverage plan protects all vehicle components except for a few exclusions. The Diamond plan is similar to a dealership’s new car bumper-to-bumper warranty.
PlatinumCovered components in the Platinum plan include most parts of the engine, transmission, air conditioning, cooling system, fuel pump, and electrical system. This is a good option for high-mileage vehicles, used cars, and those nearing the end of a manufacturer’s warranty.
GoldCarShield’s Gold plan is an enhanced powertrain warranty, covering the engine, transmission, and drivetrain. Electrical components such as the alternator, starter, and power windows are also included.
SilverCarShield’s most affordable powertrain plan covers crucial parts of your vehicle, including the engine, transmission, water pump, and drive axle.
AluminumThe Aluminum plan focuses on computer-related and electrical components. Cruise control, electronic gauges, and various types of sensors are covered.

To learn more about CarShield plans and covered repairs, read our full CarShield review.

What’s Excluded?

Like most other extended auto warranty providers, CarShield’s plans feature exclusions. The list of auto repair items that are not covered include, but are not limited to:

  • Parts that have been modified
  • Damage caused by lack of maintenance
  • Damage caused by unauthorized repairs
  • Damage caused by collisions, acts of nature, and vandalism
  • Wear-and-tear components like brake pads, wiper blades, and air filters

Additional Benefits

You’ll need to read the fine print of your vehicle service contract to know what specific perks you receive, but many CarShield plans offer:

  • Towing assistance
  • Fuel delivery service
  • Rental car reimbursement
  • 24-hour roadside assistance
  • Trip interruption benefits for covered breakdowns more than 100 miles from home

CarShield Costs

CarShield allows you to pay month-to-month or buy a long-term plan. The company’s protection plans typically come with monthly payments between $99 and $129. Our team reached out to CarShield for quotes on a few popular vehicles at different coverage levels. With a $100 deductible for each plan, these are the estimated costs we received:

VehicleMileageCarShield PlanTermsMonthly Cost
2018 Toyota Camry28,000Diamond5 years/100,000 miles$83 for 18 months
2013 Honda Accord90,000GoldUnlimited$99.99
2016 Chevrolet Silverado55,000Diamond5 years/100,000 miles$129.99
2017 Honda CR-V45,000SilverUnlimited$119

The price of your CarShield contract will depend on a range of factors, including the level of coverage you select, your car’s make, model, and mileage, and the deductible you choose. You can get a free quote through CarShield.com or by speaking with a CarShield customer service representative. Then, compare this to quotes from other reputable extended car warranty companies to make sure you get the best deal.

Repair Estimates

By reviewing some car repair quotes, you can better determine if CarShield coverage is worth the investment. Courtesy of RepairPal, here are a few cost estimates for common repairs – that CarShield covers – of the vehicles listed above:

VehicleRepairEstimated Cost
2018 Toyota CamrySerpentine Belt Replacement$94 to $114
2013 Honda AccordRadiator Hose Replacement$287 to $304
2016 Chevrolet SilveradoPower Seat Control Module Replacement$598 to $635
2017 Honda CR-VOil Pump Replacement$1,003 to $1,136

Conclusions

A CarShield vehicle protection plan can give you extra peace of mind in the case of a mechanical breakdown, especially if your vehicle is nearing the end of its factory warranty coverage. CarShield also boasts a 4.0 out of a 5.0-star rating on Trustpilot, with more than 29,000 customer reviews.

Is CarShield Worth It: FAQ

Is CarShield a gimmick?

Although CarShield doesn’t have a great rating on the Better Business Bureau (BBB) website – with only 1.4 out of 5.0 stars – it is not a scam, a rip-off, or a gimmick. CarShield customer service consistently responds to negative reviews and complaints, with over 1,200 closed in the last 12 months. The company has a good reputation on Google, with a 4.2 out of 5.0-star rating based on over 10,000 reviews.

Is CarShield worth it?

After researching the best extended auto warranty companies, our team named CarShield the Most Affordable provider in the industry. This is a good indicator that CarShield is worth it.

How much does CarShield cost on average?

Typical monthly payment plans for protection from CarShield range between $99 and $129 based on the chosen coverage level. There is a $100 deductible for each plan.