allstate vehicle service contract

Allstate Vehicle Service Contract 2021 Review

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Allstate Vehicle Service Contract Review
In Our Opinion:
Allstate vehicle service contracts are on par with competitor coverage options. Customers can choose between three coverage options, all of which are transferable. However, these contracts do have strict eligibility requirements.
Industry Standing:
Coverage:
Customer Service:
Pros:
Transferable
$50 deductible
Backed by a top-rated insurance provider
Cons:
Not available in California and Massachusetts
Eligible vehicles must have less than 50,000 miles on the odometer and be less than 4 model years old
3.5

An Allstate vehicle service contract can help you save money on car repairs that are needed after your car’s factory warranty expires. This review takes a closer look at Allstate vehicle service contract coverage, costs, customer reviews, and more.

We’ve also reviewed the best extended car warranty companies, and we’ll take a look at how Allstate vehicle service contracts stack up against industry-leading plans. As always, it’s smart to get quotes from multiple providers before choosing the right coverage for you. You’ll need to reach out to Allstate for pricing for your vehicle, but you can start comparing personalized quotes from our top recommended companies below.

Top Extended Warranty Companies
We reviewed the best extended auto warranty providers, and here are our top picks. 
Best Overall Best for Older Vehicles Best Prices
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Endurance CARCHEX CarShield
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Allstate Vehicle Service Contract: What You Need to Know

Allstate vehicle service contract plans cover a variety of part repairs and replacements in the case of a mechanical failure. These plans pay 100% of covered parts and labor charges, minus a $50 deductible.

Allstate is a top-rated insurance provider that sells insurance products in all 50 states and vehicle protection plans in all states except California and Massachusetts.

Allstate Vehicle Service Contract Coverage

There are three Allstate vehicle service contract options to choose from: Powertrain, Core Systems, and Comfort & Tech. Each covers a range of components from the engine and transmission to convenience items like the cruise control and keyless entry systems.

Here is a breakdown of each Allstate vehicle service contract:

  • Powertrain: Covers your car’s most essential parts, including the engine, transmission, and drive axle
  • Core Systems: Protects your brakes, steering, suspension, electrical systems, and more, but does not cover powertrain components
  • Comfort & Tech: Covers air conditioning and heating systems, convenience tech, and safety tech features

Allstate Vehicle Service Contract Added Benefits

All three Allstate vehicle service contracts come with the following benefits:

  • Roadside assistance: Covers emergency road services, lockout assistance, and towing up to $100 per occurrence
  • Alternate transportation: Reimburses you for a car rental, rideshare, or taxi up to $40 per day for a maximum of seven days
  • Trip interruption: Reimburses you up to $500 per occurrence for a maximum of three days if your car breaks down more than 100 miles away from home

Additional Allstate Warranty Products

In addition to the comprehensive Allstate vehicle service contracts listed above, the provider offers specialty tire and wheel protection and windshield and rent repair coverage:

  • Allstate Tire and Wheel: If a tire or wheel is damaged and needs to be replaced, this protection covers the cost of a new tire or wheel, as well as mounting, balancing, valve stems, tire pressure sensors, and disposal of the damaged part. There is no deductible with this plan and no limit on the number of times it can be used.
  • Allstate Windshield and Dent Repair: This plan repairs windshield cracks up to 6 inches long, glass chips up to 1.5 inches in diameter, and paintless repairs for dents up to 4 inches. There is no deductible with this plan, but it is not available in Arizona.

Allstate Vehicle Service Contract Cost

The cost of an Allstate vehicle service contract depends largely on the year, make, model, and mileage of your vehicle, among other factors such as:

  • Location
  • Provider
  • Length of coverage

Allstate vehicle service contracts come with a $50 deductible, but there is no further cost information available on the company’s website.

Allstate Reviews

Allstate has an A+ rating from the Better Business Bureau (BBB). This bodes well for the company’s business practices. While there were no customer reviews on the BBB website regarding Allstate vehicle service contracts, customers do have positive things to say about Allstate’s customer service and car insurance products.

Positive customer reviews praise courteous representatives, easy windshield replacements, and long-term customer satisfaction. Negative reviews warn of trouble getting coverage for certain repairs.

Final Thoughts: Allstate Vehicle Service Contract

Allstate vehicle service contracts offer comprehensive coverage and impressive tire and wheel and dent and windshield coverage. An Allstate vehicle service contract could be a good option for drivers who:

  • Want specific coverage for tires, wheels, glass, and body damage
  • Want wrap coverage to supplement a lengthy factory powertrain warranty
  • Have Allstate car insurance and could receive additional discounts for bundling coverage

Our Top Picks for Extended Warranty Coverage

When looking for ways to save money on unforeseeable car repairs after a breakdown, we recommend checking out Endurance and CARCHEX.

Endurance: 5.0 Stars

Endurance provides some of the best extended warranty coverage in the business. It has also earned positive customer service ratings from industry experts and customers alike. The company offers six distinct plans:

  • Supreme: Endurance’s bumper-to-bumper exclusionary warranty, this plan covers almost your entire vehicle, except for a short list of exclusions.
  • Superior: Endurance’s Superior plan provides coverage for hundreds of specific components.
  • Secure Plus: This plan’s major areas of coverage include the engine, transmission, drivetrain, steering, electrical systems, and brakes.
  • Secure: The most affordable Endurance car warranty, the Secure plan focuses solely on the most vital and expensive parts in your vehicle, like the engine, transmission, and turbo/supercharger.
  • Select Premier: This plan focuses on protecting a vehicle’s powertrain and is specifically tailored to meet the needs of high-mileage vehicles.
  • EnduranceAdvantageTM: This plan combines maintenance and repair coverage.

Along with high-quality coverage, Endurance offers the most comprehensive added-benefits package of any top provider. All plans come with a year of free enrollment in the Endurance Elite Membership program, which gives customers perks like:

  • Key fob replacements
  • Repair financing loans
  • Identity theft protection
  • 24/7 roadside assistance
  • Tire repairs or replacements
  • Personal concierge services
  • $250 in entertainment vouchers

Learn more about this provider in our complete Endurance warranty review, and get a free, personalized Endurance quote below.

Best Overall

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CARCHEX: 5.0 Stars

CARCHEX has a strong reputation among customers and partners with big brands like CARFAX, Edmunds.com, and Kelley Blue Book. With CARCHEX, you can choose from five levels of vehicle protection:

  • Titanium: The highest level of coverage available
  • Platinum: A comprehensive stated-component plan that covers parts from all major vehicle systems
  • Gold: A mid-tier coverage plan that is best for vehicles with over 60,000 miles
  • Silver: An enhanced powertrain plan for the essential systems of your vehicle
  • Bronze: A basic powertrain coverage plan designed to protect your engine, transmission, and drive axles

Some benefits that come along with every CARCHEX extended car warranty plan include:

  • 24/7 roadside assistance
  • Trip interruption coverage
  • Rental car reimbursement

Read our full CARCHEX review to find out more about why this provider is at the top of our list of best warranty companies on the market. You can also see how much a CARCHEX plan would cost you by clicking below.

Best for Older Vehicles

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Top-rated provider with unmatched customer service and affordable coverage