23. 2020 Outback

What’s Covered By Your 2021 Subaru Warranty? [Plans and Pricing]

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  • All Subaru customers get a New Vehicle Limited Warranty with a term of three years or 36,000 miles and a powertrain warranty with terms of five years or 60,000 miles.
  • You can purchase extended warranty coverage from the manufacturer or from an independent extended car warranty company after your original Subaru warranty expires.
  • We recommend getting free quotes from Subaru and from a trusted extended warranty company such as Endurance to make sure you’re getting the best deal for your coverage needs.

For better or worse, part of the new car shopping experience is diving into the dozens of pages that detail the factory warranty. If you’re a new Subaru owner, our guide to the Subaru warranty will help you understand what is covered, what’s excluded, and what to do when that coverage expires.

An extended warranty from one of the best extended car warranty companies can put your mind at ease when thinking about how you might cover an expensive repair after your original Subaru warranty expires. To see how much a coverage plan from one of our top recommended providers would cost for your Subaru, click below.

Top Extended Warranty Companies
We reviewed the best extended auto warranty providers, and here are our top picks.
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Endurance CARCHEX CarShield
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What Is The Subaru Factory Warranty?

Different manufacturers offer various types of warranties, but there are two coverages that commonly come at no additional cost with the purchase of your car: basic and powertrain warranties. All Subaru of America customers get a basic Subaru warranty with a term of three years or 36,000 miles, and a powertrain warranty with terms of five years or 60,000 miles. This applies to 2000 through 2021 Subaru vehicles.

Let’s take a closer look at the Subaru warranty package:

Subaru Warranty Term Limits Details
New Vehicle Limited Warranty 3 years/36,000 miles The most extensive plan with bumper-to-bumper protection, covering your entire car with minimal exclusions
Wear Item Limited Warranty 3 years/36,000 miles The replacement of brake pad/shoe linings, clutch linings, and wiper blades
Powertrain Limited Warranty 5 years/60,000 miles Covers the most vital powertrain components that make your car move, including the engine, transmission, and drive axles
Seat Belt Lifetime Limited Warranty Lifetime years and unlimited miles Subaru’s lifetime coverage for seat belts and related components that may fail to function properly
Rust Perforation Limited Warranty 5 years/unlimited miles Coverage for body sheet metal that’s rusted completely through (perforation) but does not cover scratches and cosmetic damage

If you’re thinking of selling your car, you won’t have to deal with a convoluted process or steep transfer fees. Your Subaru warranty transfers automatically to its new owner.

Hybrid Vehicle Coverage

More and more brands are releasing electric and hybrid vehicles. Subaru made headlines with its announcement of its first plug-in hybrid vehicle, the Subaru 2019 Crosstrek Hybrid. Subaru warranty coverage terms are the same for hybrid vehicles as they are for all other models.

Subaru Warranty Added Benefits

A good manufacturer’s warranty shouldn’t just cover repair costs. It should also help you when your car breaks down and needs to be towed. All Subaru warranties come with these additional emergency benefits:

  • Towing reimbursement
  • Guaranteed Subaru OEM parts
  • Emergency repairs within 75 miles of an authorized Subaru retailer
  • 24/7 roadside assistance (jump-starts, gas delivery, etc.) for 2000 model-year Subarus and up

16. 2019 Crosstrek Hybrid

Subaru Warranty Exclusions & Voiding Your Contract

Unlike recent Subaru recalls that are guaranteed to be fixed, not all mechanical repairs are covered under your Subaru warranty. You may find yourself paying for your own repairs if they fall under these contract exclusions:

  • Cosmetic damage
  • Parts covered by separate warranties
  • Routine maintenance, such as oil changes
  • Damage caused by an accident or weather
  • Damage caused by parts not covered by the warranty
  • Damage due to a failure to perform routine maintenance
  • Repairs made by an unauthorized, non-Subaru dealer (this can void your warranty altogether)

It’s all about common sense. If you follow your owner’s manual and check for exclusions, maintain your Subaru vehicle properly, and avoid racing or abusing your car, then you’re already in a much better position to get free repairs under your Subaru warranty.

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Extending Your Subaru Warranty Coverage

There’s much debate over whether an extended warranty is worth it once the manufacturer’s warranty expires. While it’s ultimately up to you and whether you need the extra reassurance, we think the potential cost savings are worth the cost of coverage.

An extended warranty can:

  • Increase your vehicle’s longevity
  • Provide a financial safety net and peace of mind
  • Help you budget for your car repairs monthly or annually
  • Increase your vehicle’s attractiveness to potential buyers if you sell while coverage is still valid

Common Subaru Repairs

The most important function of an extended warranty to cover unexpected breakdown repairs.

You’ll often find each automobile brand has its own pattern of specific part failures. For example, piston rings have been known to cause excess oil consumption in 2013 and 2014 Subaru models. Vehicle breakdowns could cost you hundreds or even thousands of dollars per year.

We’ve found several examples of common Subaru repairs and their average costs on RepairPal:

Model Repair Cost
Subaru Impreza Radiator replacement $314–$487
Subaru Baja Air conditioning compressor replacement $694–$888
Subaru WRX Engine oil pan reseal $245–$337
Subaru Impreza WRX Spark plug replacement $303–$394
Subaru Impreza Outback Sport Strut/shock absorber replacement $612–$866

Overall, if you own a Subaru, RepairPal says you might expect to pay about $617 per year or more for repairs and maintenance. In this case, an extended warranty can make all the difference.

Subaru Extended Service Agreements

An extended warranty, unlike your original Subaru warranty, isn’t built into the pricing of the vehicle. It’s an extra charge you pay up front or in monthly installments. This type of agreement is more aptly called a vehicle service contract.

Subaru offers two levels of coverage under its Added Security® program, with terms up to eight years/120,000 miles or 10 years/100,000 miles. You can choose a plan with no deductible, but plans are also available with a $50 or $100 deductible, which can bring down your extended Subaru warranty price. Here are the coverage plans:

1. Classic Coverage: This is the less-expensive option, covering nearly 1,000 items including the engine, transmission, drivetrain, front suspension, steering, brakes, fuel system, and air conditioning. Wear-and-tear items and the onboard computer are among some of the exclusions.
2. Gold Plus: This premium option covers everything in the Classic plan, plus hundreds of additional parts. This plan essentially provides the same bumper-to-bumper coverage as the basic factory Subaru warranty.

With an Added Security Classic coverage plan, Subaru will provide towing and rental car reimbursement for covered repairs. With the Gold Plus plan, the benefits are a bit more extensive, making the coverage more attractive to the average buyer. These perks include:

  • 24-hour emergency roadside assistance
  • $100 allowance for “Sign & Drive” dispatched towing
  • Reimbursements your lodging and meals when a breakdown occurs
  • Jump-starts, tire changes, gasoline delivery, locksmith service, computerized trip routing, retailers locator service, and travel assistance

It’s important to note that this extended service agreement must be purchased under your New Vehicle Limited Warranty plan, meaning you have three years or 26,000 miles to decide if you want to pay for extra coverage. You can only have your car serviced at a Subaru dealership.

Couple looking at car warranty contract

Third-Party Extended Warranties For You Subaru

What are third-party warranty companies? They offer extended warranties but have no direct relationship with the car manufacturer. A few advantages come with a third-party vendor or broker that you won’t get with a dealership warranty. When you purchase a third-party service contract, you get:

  • More coverage plans
  • More flexibility when choosing a repair facility
  • Potentially longer contract terms and higher mileage coverage
  • Competitive plans with a lower overall price compared to dealer warranties

If price and flexibility are important factors in your decision, then a third-party extended warranty may be the route to take. Below we’ll discuss two third-party options, Endurance and CARCHEX.

Endurance Extended Vehicle Protection

If you’re looking for a reputable car warranty company backed by over 15 years of industry experience, Endurance is the right provider for you.

For the most part, Endurance has received positive customer reviews. At the time of publication, the company scored 4.2 out of 5.0 stars (with over 2,000 reviews) on Trustpilot, and 3.59 stars (with just over 1,000 reviews) on the Better Business Bureau (BBB), although it’s not BBB accredited.

Endurance currently offers six comprehensive warranty plans, each one carefully designed to maximize coverage and value for the customer. It even offers an option that covers both mechanical breakdown repairs and routine maintenance services such as oil changes, engine diagnostic exams, and brake pad replacements.

You can get a free Endurance warranty quote by clicking below.

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CARCHEX Extended Vehicle Protection

CARCHEX is a BBB-accredited company with an A+ rating and fewer customer complaints than many of its competitors. With endorsements from Kelley Blue Book, Edmunds, CARFAX, and many others, you can feel confident dealing with CARCHEX for your extended warranty needs.

While the Subaru extended warranty has two warranty plans offered by the dealer, CARCHEX offers five levels of coverage. The most comprehensive plan rivals Subaru’s Classic extended warranty and provides the same extra benefits as the Gold Plus plan – with flexibility and a cost-effective edge.

Get a free, personalized CARCHEX quote by clicking below.

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