Don't Miss Out: Cyber Monday 2020 Deals!
forevercar

ForeverCar Extended Warranty Review (2020)

  • ForeverCar offers four coverage plans to choose from, each with a monthly payment option.
  • The provider has received much positive customer feedback, with many reviews mentioning knowledgeable staff and affordable extended coverage.
  • After receiving a quote from ForeverCar, compare it to a few of our vetted providers to make sure you’re getting the best coverage at the best price possible.

Affiliate disclosure: Automoblog and its partners may be compensated when you purchase the products below.

Car driving down the road
ForeverCar Review
In Our Opinion:
ForeverCar is a reputable option for car owners looking for an extended car warranty without a long-term commitment. Contract holders can build their coverage and term length as needed. The company has received strong customer satisfaction scores through the Better Business Bureau (BBB) and Trustpilot.
Industry Standing:
Coverage:
Affordability:
Customer Service:
Pros:
Affordable coverage
Online quotes available
Positive customer reviews
Short-term, renewable contracts
Cons:
No option for long-term contracts
Monthly payments may increase after three years of contract renewal
4.5

ForeverCar is a reputable extended car warranty company to consider if you want to keep your car covered after your factory warranty expires. In this review, we’ll discuss the ins and outs of ForeverCar, including coverage, costs, industry reputation, contract exclusions, and the company’s quotes and claims processes.

When shopping for an extended warranty, it’s always smart to get quotes from more than one provider. Our review team has extensively researched the auto coverage industry and determined the best extended car warranty companies on the market today. You can start getting free quotes from our top recommended providers below.

Top Extended Warranty Companies
We reviewed the best extended auto warranty providers, and here are our top picks. 
Best Overall Best for Older Vehicles Best Prices
logo endurance logo logo carshield
Endurance CARCHEX CarShield
black starblack starblack starblack starblack star black starblack starblack starblack starblack star black starblack starblack starblack starblack half star 5 1
Get Quote Get Quote Get Quote
(877) 374-1840 (866) 254-0205 (800) 563-2761
     

ForeverCar Highlights

ForeverCar, an extended car warranty company based in Chicago, Illinois, works with different partners to provide four coverage options to drivers nationwide. Established in 2012, the company has gotten many positive industry ratings from the BBB and customer review sites like Trustpilot.

Although ForeverCar warranties are available across the U.S., the company sells coverage through a network of independent administrators, which vary by state.

Customer reviews mention affordable extended warranties and helpful service representatives, but what makes ForeverCar really stand out from other car warranty companies is its month-to-month contracts. Rather than offer long-term commitments, ForeverCar coverage is purchased and renewed on a monthly basis, and coverage prices are locked in for three-year blocks of time. After three years, prices are adjusted based on your vehicle’s age and mileage.

ForeverCar Extended Warranty Coverage

ForeverCar offers four extended warranty plans: Silver, Gold, Platinum, and Platinum Plus. ForeverCar warranties don’t have any mileage limits and are paid for on a monthly basis. As mentioned, all coverage plans are priced at a fixed monthly rate for three years.

Below, we’ve outlined each of ForeverCar’s extended warranties.

  • Silver: Covers your engine, transmission, steering, front suspension, brakes, electrical, air conditioning, front- and rear-wheel drive, and seals and gaskets
  • Gold: Stated-component coverage for all systems protected under the Silver plan, with additional individual components covered for each system
  • Platinum: Exclusionary coverage for most vehicle components, with exceptions such as maintenance services and wear-and-tear parts
  • Platinum Plus: Exclusionary coverage for most vehicle components as well as “wearable” items like windshield wipers, fuses, light bulbs, and brake pads

ForeverCar provides online sample contracts for each plan, which are helpful to review before signing on the dotted line. It’s important to fully understand your contract so that you know exactly what is and is not covered before making the investment. 

If you’re not happy with your coverage, ForeverCar contracts can be canceled at any time. Drivers who cancel their contract within 30 days of purchase will receive a full refund, and prorated refunds will be given after that 30-day period. 

What’s Not Covered? 

Each ForeverCar coverage plan has its own list of exclusions. You can refer to the company’s online sample contracts for full details, but in general, ForeverCar plans will not cover:

  • Aftermarket parts
  • Routine maintenance services
  • Damage due to misuse or abuse
  • Damage due to accidents or collisions
  • Cosmetic features like the exterior trim or interior upholstery
  • Damage due to a lack of maintenance or improper fuel or fluid use

Additionally, wear-and-tear parts are not covered under any plan except Platinum Plus.

Additional Benefits

All ForeverCar plans come with the following perks:

  • 24-hour emergency roadside assistance: Up to $100 per occurrence
  • Rental car reimbursement: Up to $35 per day for a maximum of 10 days
  • Travel expense reimbursement: Up to $200 per day for a maximum of five days

Cost of a ForeverCar Vehicle Service Contract

To get an idea of ForeverCar costs, we reached out for a quote for a 2017 Ford Escape with 30,000 miles on the odometer. We were offered Platinum Plus coverage for $55.50 per month with a $250 deductible. This comes out to $702 per year, which is much lower than other monthly contract prices we’ve seen.

ForeverCar offers $0, $100, $250, and $500 deductible options. Here’s how each deductible would change the cost of ForeverCar coverage for the same Ford vehicle mentioned above:

  • $500 deductible: $52.50 per month
  • $100 deductible: $66 per month
  • $0 deductible: $84 per month

Other than the deductible you choose, factors that will affect the cost of your ForeverCar coverage include the type of car you drive, your vehicle’s age and mileage, and the plan you choose.

How to Get a Quote & File a Claim with ForeverCar

To get a quote from ForeverCar, drivers can either use the company’s online quote form or call ForeverCar at 844-392-4797. Using either method, you’ll need to have your vehicle make, model, model year, current mileage, and vehicle identification number (VIN) handy.

After getting an initial quote, your vehicle will need to be inspected before you’re offered a contract to ensure it has no pre-existing issues. A ForeverCar agent will arrange your vehicle inspection on the phone when giving you a quote, and the inspection will be paid for by the provider. If your vehicle fails the inspection for any reason, you can either make the necessary repairs and have it reinspected or continue with coverage that excludes the pre-damaged parts. 

Additionally, like almost all car warranties, ForeverCar’s vehicle service contracts have a waiting period before coverage kicks in. However, ForeverCar is unique in that it offers both a standard 30-day/1,000-mile period or a 90-day/2,000-mile waiting period. Although you won’t be able to use your component coverage during this time, you will be able to access your roadside assistance perk, which includes towing, battery jump-starts, fluid delivery, flat-tire assistance, and lockout services.

If you experience a mechanical breakdown and need to file a claim, simply present your ForeverCar vehicle service plan at any repair shop or dealership certified by the National Institute of Automotive Service Excellence (ASE?). You’ll need to have your mechanic get authorization from the provider before any car repair work begins. Once your vehicle has been repaired, you’ll just need to pay your agreed-on deductible. ForeverCar will pay the remainder of parts and labor costs directly to the repair facility. 

ForeverCar Customer Reviews

ForeverCar holds accreditation and an A+ rating from the BBB. It also has a 4.9-star rating on Trustpilot based on about 3,000 reviews. Most customer reviews mention knowledgeable customer service representatives and affordable coverage plans. However, a few BBB complaints noted a long claims approval process.

Customer reviews can provide a clear picture of a warranty company’s reputability and overall driver satisfaction. Here are examples of a positive and negative customer experience with ForeverCar:

“The plan coverage helped with the repairs of a window regulator, which brings a power window up and down. The plan also replaced the camera in my car. My cost for the entire job was a deductible of $100. The plan saved me over $1,200.” – Robert Hinton via Trustpilot

“The warranty company put the service department through the paces of proving the engine was no good… My car has been sitting for over a week now, and the warranty company will not approve a rental car for me because they have not approved my claim.” – Alida F. via BBB

Conclusion: Is a ForeverCar Extended Warranty Worth It?

We awarded ForeverCar a 4.5 out of 5.0-star rating. We like the company’s flexible contract terms and comprehensive plans that even include coverage for some wear-and-tear parts. Rather than commit to a long-term contract, drivers can gain peace of mind on their own terms through ForeverCar. Overall, we recommend reaching out to the provider for a quote.

Our Top Recommendations for Extended Car Warranties

It’s always best to compare car warranty quotes from multiple providers. This way, you can effectively find the best coverage and price point for your needs. I’m addition to ForeverCar, we recommend reaching out to two of our other highly rated providers: Endurance and CARCHEX.

Endurance: Best Overall

Endurance is one of our top picks for extended car warranty coverage. When we scored Endurance as part of our industry-wide analysis, it performed well in each of our review categories, including industry reputation, coverage, affordability, customer service, and transparency. 

Endurance offers five coverage plans with term limits up to 15 years or 200,000 miles, whichever comes first. Additionally, rather than working through administrators like ForeverCar does, Endurance cuts out the middleman and works with customers directly.

Read our full Endurance warranty review for more information, and click below to receive a free, non-committal quote from the provider.

Best Overall

black starblack starblack starblack starblack star

logo endurance

Get Quote

(877) 374-1840

Industry veteran that handles your plan directly, from quote to claim

CARCHEX: Best for Older Vehicles

CARCHEX is another top performer in our extended warranty industry review. The provider has a great reputation and partners with prominent companies including Edmunds.com, CARFAX, and Kelley Blue Book. 

CARCHEX provides five coverage options with generous term limits up to 10 years or 250,000 miles, whichever comes first. We especially like CARCHEX for drivers with older, high-mileage cars, as the provider offers coverage to vehicles up to 20 years old.

You can learn more by checking out our complete CARCHEX review, and click below to get a free, personalized CARCHEX quote.

Best for Older Vehicles

black starblack starblack starblack starblack star

logo

Get Quote

(866) 254-0205

Top-rated provider with unmatched customer service and affordable coverage

How to Get Invoice Pricing



.
Read This Next
Should You Get a Vehicle Assurance Car Warranty? (2020)